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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·88 days on market

0 St Johns Bluff Road

Jacksonville, FL 32246

$779,000Est. $4,264/moMLS# 2154566
0
Beds
0
Baths
0
Sq Ft
—
Built
—
Garage
No
Pool
FEMA Zone XNo HOA2.38 acresUnimproved Land

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Incredible commercial development opportunity on the high-visibility S. St. Johns Bluff Rd corridor! UNMATCHED ZONING FLEXIBILITY: The established PUD zoning eliminates the lengthy rezoning process and permits a wide array of uses. Pre-approved applications include medical/dental clinics, professional business offices, retail merchandise sales, service establishments, and restaurants with alcohol sales. The zoning also allows for daycare centers, animal hospitals, warehousing, distribution, and contractor offices. PREMIUM SITE ADVANTAGES: The property boasts direct access on S. St. Johns Bluff Rd with excellent daily traffic exposure and rapid logistics connectivity to SR 9A / I-295. Save significantly on development costs with a zero-foot setback to the north and absolutely no incompatibility buffers required next to the existing adjacent uses. This is the perfect blank canvas. For full site plans, zoning criteria, and property records, please refer to the attached.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$4,264
Property taxesest. at asking price, Duval County$1,272
Estimated total, before insurance$5,536/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,354/yr · $279/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$779,000
$155,800
Loan Term
Monthly Payment
$4,264
Principal & Interest: $4,264
Property taxes (est.): $1,272
Insurance (est.): $519
Estimated Total Monthly
$6,055
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,592 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$189,051$189,051—
2024$189,051$189,051—
2023$174,519$174,519—
2022$174,519$174,519—
2021$174,519$174,519—
2020$174,519$174,519—

2025 property taxes (current owner): $3,354/yr

Estimated taxes if purchased at asking price: ~$15,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 9, 2026Listed$779,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$779,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres2.38 acres
Year Built0
TypeCommercial Sale
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address0 St Johns Bluff Road, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size103,672.8 sq ft
Parcel Number1636560000
ZoningPUD

Amenities

ParkingOther

Exterior

Lot DescriptionWetlands, Wooded, Uplands
Road FrontageCity Street

Additional Information

Date ListedJuly 9, 2026
Days on Market57
Tax Amount$3,353.99
Tax Year2025

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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