Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·94 days on market

6285 Sparkling Stream Trail

Jacksonville, FL 32234

$276,400$188/sqftEst. $1,531/moMLS# 2154399

Beds

2.5

Baths

1,468

Sq Ft

2026

Built

Garage

Pool

FEMA Zone XHOA $93/moTownhouse2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

READY NOW! The 4-acre MetroLagoon may get your attention, but everything surrounding it makes Diamond Springs feel like home. Jacksonville's first lagoon-style community is designed around an active, resort-inspired lifestyle with planned swimming, kayaking, paddleboarding, trails, playground, event lawn, dog park and green spaces. The Pearson complements that lifestyle with 1,468 sq. ft., 3 bedrooms, 2.5 baths and an attached garage. The open-concept first floor brings the kitchen, dining and gathering areas together, while upstairs features all three bedrooms, laundry and a primary suite with walk-in closet and private bath. It's an opportunity to own brand-new construction while enjoying an amenity package typically associated with a much different price point. Come experience what makes Diamond Springs different!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,531

Property taxesest. at asking price, Duval County$451

HOAbilled quarterly$93

Estimated total, before insurance$2,075/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$276,400

Down Payment: 20%

$55,280

Interest Rate: 7.40%

Loan Term

Monthly Payment

$1,531

Principal & Interest: $1,531

Property taxes (est.): $451

Insurance (est.): $184

Estimated Total Monthly

$2,167

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,488 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 8, 2026Listed$276,400

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $188/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
14458 Canter Road, Jacksonville, FL 32234Listed by D R HORTON REALTY INC	Jul 2026	$234,440	$160	3/2.5	1,468	153	1.4
14454 Canter Road, Jacksonville, FL 32234Listed by D R HORTON REALTY INC	Jul 2026	$238,995	$163	3/2.5	1,468	143	1.4
14464 Canter Road, Jacksonville, FL 32234Listed by D R HORTON REALTY INC	Jun 2026	$268,000	$183	3/2.5	1,468	117	1.4
14462 Canter Road, Jacksonville, FL 32234Listed by D R HORTON REALTY INC	Jun 2026	$253,440	$173	3/2.5	1,468	70	1.4
14470 Canter Road, Jacksonville, FL 32234Listed by D R HORTON REALTY INC	Sep 2026	$245,000	$167	3/2.5	1,468	165	1.5
14457 Canter Road, Jacksonville, FL 32234Listed by D R HORTON REALTY INC	Jun 2026	$264,440	$180	3/2.5	1,468	82	1.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$276,400

Price / Sq Ft$188

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,468

Year Built2026

TypeResidential

Sub-TypeTownhouse

StyleTraditional

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryMamie Agnes Jones

MiddleBaldwin

HighBaldwin

Community Information

Address6285 Sparkling Stream Trail, Jacksonville, FL 32234

Area066-Cecil Commerce Area

SubdivisionDiamond Springs

CityJacksonville

CountyDuval

StateFL

Zip Code32234

Parcel NumberLOT 174

Amenities

AmenitiesOther, Dog Park, Jogging Path, Playground, Water

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Open Floorplan, Pantry, Smart Home, Walk-In Closet(s), Other

AppliancesOther, Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave

HeatingCentral

CoolingCentral Air, Electric

FlooringCarpet, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Patio / PorchPatio

RoofShingle

ConstructionOther, Fiber Cement, Frame

Additional Information

Date ListedJuly 8, 2026

Days on Market89

HOA Fees$279 / Quarterly

HOA FrequencyQuarterly

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: D R HORTON REALTY INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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