This home is in Jacksonville.

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Active

Active·18 days on market

14263 Tack Room Road

Jacksonville, FL 32234

$405,085$180/sqftEst. $2,065/moMLS# 2154319

Beds

Baths

2,256

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Introducing The Belfort by D.R. Horton, a beautifully designed two-story home that perfectly blends spacious living with modern comfort. Offering 2,256 square feet of thoughtfully planned space, this impressive floor plan features 4 bedrooms, 2.5 bathrooms, and a 2-car garage making it an exceptional choice for growing families, professionals, or anyone seeking a stylish and functional home. The main level is designed with everyday living and entertaining in mind, featuring an open-concept layout that seamlessly connects the kitchen, dining area, and living room. This cohesive flow creates the perfect environment for hosting gatherings, enjoying family time, or simply relaxing at the end of the day. Large windows throughout the living area allow natural light to pour in, creating a warm and welcoming atmosphere. The main bedroom is a private retreat downstairs. The bathroom has dual sinks with quarts counter tops, walk in shower and garden tub and large walk-in closet.

Cost to own

Mortgage calculator

Home Price

$405,085

Down Payment: 20%

$81,017

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,065

Principal & Interest: $2,065

Property taxes (est.): $661

Insurance (est.): $270

Estimated Total Monthly

$2,997

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,065

Property taxesest. at asking price, Duval County$661

HOAbilled annually$10

Estimated total, before insurance$2,736/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History