This home is in Jacksonville.

1 / 21

Pending

Pending·54 days on market

14255 Tack Room Road

Jacksonville, FL 32234

$395,085$184/sqftEst. $2,014/moMLS# 2148319

Beds

Baths

2,147

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

The Riverside is a thoughtfully designed home offering the perfect blend of space, comfort, and modern functionality. With 2,147 square feet, this impressive floor plan features 5 bedrooms, 3 bathrooms, and a 2-car garage ideal for growing families, multi-generational living, or those who simply love extra room to spread out. Inside, the open-concept layout creates a seamless flow between the kitchen, dining, and living areas, making it perfect for entertaining guests or enjoying everyday family life. Large windows bring in natural light, enhancing the bright and airy feel throughout the home. The kitchen serves as the heart of the home, featuring a spacious island, ample cabinetry, and plenty of counter space for cooking and gathering. Whether you're hosting a dinner party or preparing a quiet meal at home, this space is both functional and welcoming. The Riverside has a flexible bedroom layout. With five bedrooms, there's room for everyone.

Cost to own

Mortgage calculator

Home Price

$395,085

Down Payment: 20%

$79,017

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,014

Principal & Interest: $2,014

Property taxes (est.): $645

Insurance (est.): $263

Estimated Total Monthly

$2,923

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,014

Property taxesest. at asking price, Duval County$645

HOAbilled annually$10

Estimated total, before insurance$2,669/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.