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This home is in Fernandina Beach.

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1306 S 4TH Street, Fernandina Beach, FL 32034

$399,999
MLS# 2126609
3
Bedrooms
2
Bathrooms
1,008
Sq Ft
1960
Year Built

About This Home — 1306 S 4TH Street

Welcome to your new favorite island home, this 3 bedroom, 2 bath bungalow offers a practical layout and solid construction just minutes from the best of Fernandina Beach. Built with concrete block construction, the home offers durability, reliability, and lower long term maintenance considerations. Being sold furnished, it is move in ready and suitable for immediate use as a primary residence, second home, or rental property. Vinyl plank flooring runs throughout the home and supports everyday living with easy upkeep. The interior layout is efficient and functional, maximizing usable square footage without wasted space. Outside, the property includes multiple fruit trees, a large storage shed, and a fully fenced backyard that can accommodate pets, equipment, or outdoor gatherings. Two separate driveways provide ample off street parking for residents and guests. Eligible for short term rentals, this property offers flexibility for personal use or income production.Book your showing.

Features

Price$399,999
Price / Sq Ft$397
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,008
Acres0.23 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address1306 S 4TH Street, Fernandina Beach, FL 32034
Area440-Fernandina Beach Downtown-South
SubdivisionCity Of Fernandina Beach
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size10,018.8 sq ft
Lot Dimensions100x100
Parcel Number000031180001910010

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Available, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringVinyl
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchFront Porch, Screened
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionBlock, Concrete, Fiber Cement
Other StructuresShed(s), Workshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 23, 2026
Days on Market127
Tax Amount$2,816.93
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$399,999
$80,000
Loan Term
Monthly Payment
$2,129
Principal & Interest: $2,129
Est. Taxes & Insurance: $532
Estimated Total Monthly
$2,661
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: SUMMER HOUSE REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact Krista

20+ years · 500+ closings · NE Florida