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Active

Active·12 days on market

3429 Castle Pine Ct. Court

Green Cove Springs, FL 32043

$549,900$270/sqftEst. $2,927/moMLS# 2153780

Beds

Baths

2,040

Sq Ft

1995

Built

Garage

Pool

About this home

Green Cove Springs

Double the Drive, Double the Dreams! This exceptional home features two 2-car garages, giving you room for your cars, trucks, golf carts, workshop, hobbies, and all your storage needs. The impressive list of upgrades means you can check off every item on your wish list. The completely renovated kitchen boasts new cabinetry, countertops, and appliances. The primary bathroom has been fully remodeled with an oversized walk-in shower, new cabinetry, updated lighting, and modern fixtures. New flooring throughout the home adds a fresh, cohesive look. In 2023, a thoughtfully designed addition expanded the home to include a fourth bedroom and an oversized 22' x 24' two-car garage. For added accessibility, all doorways are wheelchair compliant. Relax year-round in the sunroom featuring vinyl sliders, perfect for enjoying cooler winter days. Additional updates include a new water heater, a 2021 HVAC system, the main roof replaced in 2017, and the addition roof completed in 2023.

Cost to own

Mortgage calculator

Home Price

$549,900

Down Payment: 20%

$109,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,778

Principal & Interest: $2,778

Est. Taxes & Insurance: $694

Estimated Total Monthly

$3,472

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,927

Property taxesest. at asking price, Clay County$843

HOAbilled quarterly$168

Estimated total, before insurance$3,938/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$425,125	$260,258	—
2024	$419,444	$252,216	▲ $7,336
2023	$344,917	$172,289	—
2022	$275,789	$161,637	—
2021	$197,488	$137,020	—
2020	$190,028	$134,438	—

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,576 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 3, 2026Listed$549,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$549,900

Price / Sq Ft$270

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,040

Total Structure Area2,040 sq ft

Year Built1995

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages4

Has PoolNo

Is WaterfrontNo

School Information

ElementaryCharles E. Bennett

MiddleGreen Cove Springs

HighClay

Community Information

Address3429 Castle Pine Ct. Court, Green Cove Springs, FL 32043

Area161-Green Cove Springs

SubdivisionMagnolia Point Golf

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Parcel Number04-06-26-015232-003-15

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Security, Tennis Court(s)

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)