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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

$524,9004 bd · 2 ba · 2,040 sq ft

Active·129 days on market

3429 Castle Pine Ct. Court

Green Cove Springs, FL 32043

$524,900$257/sqftEst. $2,862/mo mortgageMLS# 2153780
↓ $25,000 below original list
4
Beds
2
Baths
2,040
Sq Ft
1995
Built
4
Garage
No
Pool
FEMA Zone XHOA $168/moSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

Double the Drive, Double the Dreams! This exceptional home features two 2-car garages, giving you room for your cars, trucks, golf carts, workshop, hobbies, and all your storage needs. The impressive list of upgrades means you can check off every item on your wish list. The completely renovated kitchen boasts new cabinetry, countertops, and appliances. The primary bathroom has been fully remodeled with an oversized walk-in shower, new cabinetry, updated lighting, and modern fixtures. New flooring throughout the home adds a fresh, cohesive look. In 2023, a thoughtfully designed addition expanded the home to include a fourth bedroom and an oversized 22' x 24' two-car garage. For added accessibility, all doorways are wheelchair compliant. Relax year-round in the sunroom featuring vinyl sliders, perfect for enjoying cooler winter days. Additional updates include a new water heater, a 2021 HVAC system, the main roof replaced in 2017, and the addition roof completed in 2023.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,862
Property taxesest. at asking price, Clay County$804
HOAbilled quarterly$168
Estimated total, before insurance$3,834/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$524,900
$104,980
Loan Term
Monthly Payment
$2,862
Principal & Interest: $2,862
Property taxes (est.): $804
Insurance (est.): $350
Estimated Total Monthly
$4,016
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2017 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,576 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$425,125$260,258—
2024$419,444$252,216▲ $7,336
2023$344,917$172,289—
2022$275,789$161,637—
2021$197,488$137,020—
2020$190,028$134,438—

Estimated taxes if purchased at asking price: ~$9,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 26, 2026Price change$524,900−$10,000
  • Sep 20, 2026Price change$534,900−$8,000
  • Jul 29, 2026Price change$542,900−$7,000
  • Jul 3, 2026Listed$549,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $225/sq ft; this home is listed at $257/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1834 Shoal Creek Circle, Green Cove Springs, FL 32043Listed by SEFAIR INVESTMENTS, INC.Oct 2026$339,000$1414/32,406390.4
3360 Olympic Drive, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$490,000$2434/22,0151110.4
3729 Constancia Drive, Green Cove Springs, FL 32043Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$410,000$2513/21,635230.5
3515 Oglebay Drive, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$570,000$2254/32,530280.7
3686 St Andrews Court, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$565,000$2214/2.52,559230.7
2008 Wedge Court, Green Cove Springs, FL 32043Listed by PURSUIT REAL ESTATE, LLCOct 2026$550,000$2214/2.52,493280.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$524,900
Price / Sq Ft$257
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,040
Total Structure Area2,040 sq ft
Year Built1995
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages4
Has PoolNo
Is WaterfrontNo

School Information

ElementaryCharles E. Bennett
MiddleGreen Cove Springs
HighClay

Community Information

Address3429 Castle Pine Ct. Court, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMagnolia Point Golf
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Parcel Number04-06-26-015232-003-15
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Security, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewGolf Course

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchRear Porch, Screened
FencingFull
RoofShingle
ConstructionStucco

Additional Information

Date ListedJuly 4, 2026
Days on Market129
HOA Fees$505 / Quarterly
HOA FrequencyQuarterly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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