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Active Under Contract

Active Under Contract·25 days on market

3729 Constancia Drive

Green Cove Springs, FL 32043

$399,900$245/sqftEst. $2,062/moMLS# 2154868

Beds

Baths

1,635

Sq Ft

1992

Built

Garage

Yes

Pool

About this home

Green Cove Springs

Multiple Offers Received H+B due 8/6 10am **POOL HOME**GATED GOLF COMMUNITY**FENCED BACKYARD** This stunning, immaculately maintained 3 bed/2 bath home is nestled in the highly desirable gated GOLF COURSE COMMUNITY, Magnolia Point. From the pavered driveway and beautiful landscaping, you are welcomed into a bright and welcoming atmosphere defined by an OPEN LAYOUT and a functional SPLIT BEDROOM FLOOR PLAN. Thoughtfully curated details and modern finishes shine throughout, including accent walls, built-in shelving, vaulted ceilings, stylish woodlike flooring, and sleek lighting fixtures. The gorgeous living room boasts a brick FIREPLACE, while the kitchen features tons of cabinetry, stainless steel appliances, and tons of windows. The spacious primary suite boasts its own private entrance onto the screened lanai, dual vanities plus a sit-down vanity, an elegant soaking tub, and a large walk-in shower with floor to ceiling tile.

Cost to own

Mortgage calculator

Home Price

$399,900

Down Payment: 20%

$79,980

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,062

Principal & Interest: $2,062

Property taxes (est.): $613

Insurance (est.): $267

Estimated Total Monthly

$2,942

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,062

Property taxesest. at asking price, Clay County$613

HOAbilled quarterly$168

Estimated total, before insurance$2,843/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,723 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 6, 2026Active Under Contract$399,900
Jul 14, 2026Active$399,900
Jul 10, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,900

Price / Sq Ft$245

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,635

Acres0.19 acres

Year Built1992

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

Direction FacesNortheast

School Information

ElementarySpring Park

MiddleGreen Cove Springs

HighClay

Community Information

Address3729 Constancia Drive, Green Cove Springs, FL 32043

Area161-Green Cove Springs

SubdivisionMagnolia Point Golf

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size8,058.6 sq ft

Lot Dimensions60 x 135

Parcel Number04-06-26-015231-005-16

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Golf Course, Jogging Path, Playground, Security, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewGolf Course, Pool

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringLaminate, Tile

FireplaceYes

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySecurity Gate, Security System Owned, Smoke Detector(s)

Spa FeaturesIn Ground