This home is in St. Johns — a waterfront home in St. Johns County.
$4,250,0009 bd · 10 ba · 7,603 sq ft
Active·22 days on market
4710 State Road 13 N
St. Johns, FL 32259
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About this home
St. Johns
Riverfront Estate Living at its Finest. Tucked behind a gated entrance on over two manicured acres along the high-and-dry banks of the St. Johns River, this custom-built estate invites you into a life of unmatched luxury, privacy, and serenity. With over 7,600 sq ft of thoughtfully designed living space, this extraordinary property blends timeless elegance with modern comfort, making it ideal for multigenerational living, a luxury retreat, or a forever family home. The main residence features 7 bedrooms and 6 full baths, showcasing architectural details such as dramatic coffered ceilings, custom millwork, arched doorways, and expansive river-facing windows that bathe the home in natural light and breathtaking views. A chef-inspired kitchen with a large prep island, premium appliances, and a generous walk-in pantry anchors the heart of the home -- perfect for both everyday living and grand-scale entertaining.
The home, continued
The facts
Arrival
- Style
- Contemporary, Multi Generational, Traditional
- Built
- 2009
- Lot
- 2.00 acres
- Setting
- Cleared, Many Trees, Sprinklers In Front, Sprinklers In Rear
- Construction
- Concrete, Stone Veneer, Stucco · Shingle roof
- Garage
- 7 spaces · Other, Additional Parking, Attached, Carport, Covered, Detached, Detached Carport, Garage, Garage Door Opener, Gated, Off Street, RV Access/Parking
- Security
- Entry Phone/Intercom, Security Gate, Security System Leased, Smoke Detector(s)
The home, continued
The facts
Living and kitchen
- Living area
- 7,603 sq ft
- Levels
- Two
- Flooring
- Tile, Wood
- Fireplaces
- 1 · Gas
- Kitchen
- Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Freezer, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Trash Compactor, Washer, Water Softener Owned, Wine Cooler
- Interior
- Breakfast Bar, Breakfast Nook, Butler Pantry, Ceiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
The home, continued
The facts
The suites
- Bedrooms
- 9
- Baths
- 10 full
The home, continued
The facts
Outside
- Pool
- In Ground, Fenced, Heated, Salt Water, Waterfall
- Spa
- In Ground, Heated, Private
- Water
- River Access, River Front
- View
- River
- Porches
- Covered, Front Porch, Patio, Rear Porch
- Exterior
- Balcony, Boat Lift, Boat Ramp - Private, Boat Slip, Dock, Fire Pit, Outdoor Kitchen, Outdoor Shower, Other
- Other structures
- Guest House, Outdoor Kitchen, Workshop
The home, continued
The facts
The rest of the house
- Heating
- Central
- Cooling
- Central Air, Electric
- Laundry
- Electric Dryer Hookup, Lower Level, Washer Hookup
- Water and sewer
- Private, Well · Septic Tank
Photos, captions and facts from the listing in the realMLS feed.
Next steps in Fruit Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard (the whole 2-acre lot)
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2009)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,594 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (south)about 18 mi · 94 parking spaces
Closest park or preserve
Alpine Groves Parkabout 5 mi · 1 mi of trails
Closest public boat ramp
Old Shand's Bridge Public Boat Ramp (shallow water)about 2 mi · St. Johns River
Closest kayak & paddleboard launch
Vera Francis Hall City Park Canoe Landingabout 5 mi · Governor's Creek
Closest youth league fields
Rivertown II Athletic Complexabout 3 mi · Soccer, Baseball, Basketball, Football, Pickleball, Softball
Closest grocery store
Publixabout 3 mi · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $2,267,534 | $1,810,385 | — |
| 2026 | $287,654 | $287,654 | — |
| 2025 | $1,813,137 | $1,762,127 | ▼ $34,600 |
| 2025 | $294,505 | $71,155 | ▲ $26,959 |
| 2024 | $1,761,758 | $1,711,758 | ▼ $168,796 |
| 2024 | $268,003 | $68,443 | — |
| 2023 | $1,951,362 | $1,683,626 | ▼ $315,106 |
| 2023 | $296,674 | $64,994 | ▼ $221 |
| 2022 | $2,034,402 | $1,633,132 | — |
| 2022 | $291,238 | $61,726 | — |
| 2021 | $1,634,109 | $1,584,109 | — |
| 2021 | $221,152 | $58,472 | — |
2024 property taxes (current owner): $22,407/yr
Estimated taxes if purchased at asking price: ~$66,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 22, 2026Price change$4,250,000−$650,000
- Oct 15, 2026Withdrawn$4,900,000
- Jun 26, 2026Listed$4,900,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $357/sq ft; this home is listed at $559/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4708 State Rd 13 N, St. Johns, FL 32259Listed by WATSON REALTY CORP | Mar 2026 | $3,000,000 | $557 | 5/5 | 5,382 | 1 | 0 |
| 5425 Riverwood Road N, St. Augustine, FL 32092Listed by WATSON REALTY CORP | Mar 2026 | $1,845,000 | $334 | 5/5.5 | 5,528 | 98 | 1.2 |
| 133 Greenbriar Estates Drive, St. Johns, FL 32259Listed by MARK SPAIN REAL ESTATE | Aug 2026 | $2,250,000 | $357 | 5/5 | 6,300 | 2 | 3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Northeast Florida living
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