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This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·34 days on market

7099 Sandperch Street

Jacksonville, FL 32244

$334,000$188/sqftEst. $1,703/moMLS# 2152407

Beds

Baths

1,775

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

The Hanover offers timeless curb appeal with its Traditional exterior and thoughtfully selected Classic Design Package. Designed for both comfort and convenience, this single-story home features 4 bedrooms, 2 bathrooms, and spacious open-concept living areas that are perfect for everyday living and entertaining. At the heart of the home, the kitchen showcases elegant quartz countertops, rich Benton Sarsaparilla cabinetry, a classic subway tile backsplash, and a complete suite of stainless steel Whirlpool appliances, including a gas range, microwave, and dishwasher. The kitchen flows seamlessly into the café dining area and expansive gathering room with sliding glass doors that open to a covered lanai. This home also includes a convenient move-in ready package featuring blinds, a Whirlpool refrigerator, washer, and dryer, making your transition effortless. Schedule your tour today!

Cost to own

Mortgage calculator

Home Price

$334,000

Down Payment: 20%

$66,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,703

Principal & Interest: $1,703

Property taxes (est.): $545

Insurance (est.): $223

Estimated Total Monthly

$2,471

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,703

Property taxesest. at asking price, Duval County$545

HOAbilled annually$34

Estimated total, before insurance$2,282/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,109/yr · $92/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$62,500	$62,500	—
2024	$60,000	$60,000	—

2025 property taxes (current owner): $1,109/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 25, 2026Listed$334,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$334,000

Price / Sq Ft$188

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,775

Acres0.13 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

MiddleSelect One

Community Information

Address7099 Sandperch Street, Jacksonville, FL 32244

Area056-Yukon/Wesconnett/oak Hill

SubdivisionWells Landing

CityJacksonville

CountyDuval

StateFL

Zip Code32244

Lot Size5,662.8 sq ft

Parcel Number0983750245

Amenities

AmenitiesPark, Playground

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewOther

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Other

AppliancesOther, Dishwasher, Gas Range, Microwave, Refrigerator, Washer

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup