This home is in St. Augustine Beach — a gated community home in St. Johns County.
$3,250,0004 bd · 4 ba · 5,321 sq ft
Active·135 days on market
6357 Putnam Street
St. Augustine Beach, FL 32080
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About this home
St. Augustine Beach
Experience waterfront living at its finest in this custom-designed Intracoastal estate, thoughtfully crafted for both entertaining and everyday enjoyment. Positioned to capture expansive water views and protected preserve views of Moses Creek just across the waterway. This exceptional property offers a rare combination of deep-water dockage on the Intracoastal Waterway and an additional covered canal-front dock, complete with a boat lift. Designed to seamlessly blend indoor and outdoor living, the residence features a glass enclosed pool and spa, spacious waterfront gathering areas, and breathtaking sunset views. At the heart of the home, a distinctive sunken bar with pass-through access to the outdoor pool area creates an ideal setting for hosting family and friends. Architectural details throughout the home include a striking natural coral fireplace wall and handcrafted Mexican-imported Cantera stone accent columns, adding warmth, character, and timeless coastal appeal.
The home, continued
The facts
Arrival
- Style
- Other
- Built
- 1995
- Lot
- 1.14 acres · 132x377
- Setting
- Corner Lot, Cul-De-Sac, Sprinklers In Front, Sprinklers In Rear
- Construction
- Block, Frame, Stucco · Concrete, Tile roof
- Garage
- 4 spaces · Attached, Detached, Garage, Other
- Security
- Security Gate, Smoke Detector(s)
The home, continued
The facts
Living and kitchen
- Living area
- 5,321 sq ft
- Levels
- Two
- Flooring
- Marble
- Fireplaces
- 2 · Gas
- Kitchen
- Convection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Plumbed For Ice Maker, Refrigerator, Washer, Wine Cooler
- Interior
- Breakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
The home, continued
The facts
The suites
- Bedrooms
- 4
- Baths
- 3 full · 2 half
The home, continued
The facts
Outside
- Pool
- In Ground, Gas Heat, Indoor
- Spa
- In Ground, Heated
- Water
- Canal Front, Intracoastal, Navigable Water, Ocean Access
- View
- Bridge(s), Canal, Intracoastal, Pool, Protected Preserve, Trees/Woods, Water
- Porches
- Deck, Patio, Rear Porch, Side Porch
- Exterior
- Balcony, Boat Lift, Boat Slip, Dock, Outdoor Shower
- Other structures
- Boat House, Gazebo
The home, continued
The facts
The rest of the house
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air, Electric
- Laundry
- In Unit, Lower Level, Sink
- Water and sewer
- Public · Public Sewer
- Community
- Other, Gated, Management - Full Time, Management - Off Site
Photos, captions and facts from the listing in the realMLS feed.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Mostly in a high-risk flood zone: Zone VE (18%) and Zone AE (82%) of this 1.1-acre lot
The rest is outside mapped zones. Lenders decide flood insurance by where the house itself stands; the lender's flood determination, a survey or an elevation certificate settles that.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Concrete, Tile — year not disclosed (home built 1995)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,831 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
Escambia Stabout 0.5 mi
Closest park or preserve
Moses Creek Conservation Areaabout 2 mi · 7.6 mi of trails
Closest public boat ramp
Frank B Butler Park Westabout 0.9 mi · Matanzas River
Closest kayak & paddleboard launch
Coastal Drive Kayak Beachabout 0.5 mi
Closest youth league fields
Frank Butler Beachfront Park Eastabout 0.8 mi · Soccer
Closest grocery store
Winn-Dixieabout 3 mi · 3905 A1A South, St Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard and pool on the southwest side. Today at this address: sunrise 6:43 AM, sunset 5:34 PM.
- A pool here is warm and sunset-lit.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
- Summer late-afternoons run hot, and shading the lanai’s west edge earns its keep.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,783,705 | $0 | — |
| 2024 | $1,681,274 | $199,974 | — |
| 2023 | $1,681,813 | $338,640 | — |
| 2022 | $1,500,046 | $327,656 | — |
| 2021 | $1,229,302 | $316,991 | — |
| 2020 | $1,243,686 | $312,083 | — |
2025 property taxes (current owner): $334/yr
Estimated taxes if purchased at asking price: ~$51,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jun 24, 2026Listed$3,250,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $561/sq ft; this home is listed at $611/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7224 A1A, St. Augustine, FL 32080Listed by LIGHTHOUSE REALTY ASSOCIATES | Jun 2025 | $5,150,000 | $1,259 | 4/4.5 | 4,090 | 33 | 1.1 |
| 5348 Atlantic, St. Augustine, FL 32080Listed by THE NEWCOMER GROUP | Dec 2025 | $2,562,000 | $537 | 4/4.5 | 4,770 | 0 | 1.5 |
| 6752 Veronica Court, St. Augustine, FL 32086Listed by MOMENTUM REALTY | Feb 2026 | $900,000 | $237 | 6/4 | 3,804 | 246 | 1.8 |
| 5042 Atlantic, St. Augustine, FL 32080Listed by ENDLESS SUMMER REALTY | Oct 2026 | $2,480,000 | $561 | 5/4 | 4,417 | 32 | 1.9 |
| 5072 Atlantic View, St. Augustine, FL 32080Listed by LPT REALTY LLC | Oct 2025 | $3,000,000 | $738 | 6/6 | 4,064 | 78 | 1.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines