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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active·83 days on market

7366 Hawks Cliff Drive W

Jacksonville, FL 32222

$365,000$166/sqftEst. $1,896/moMLS# 2151918
3
Beds
2
Baths
2,198
Sq Ft
2005
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome to this beautifully maintained single-family brick home, where charm and functional living blend seamlessly. Offering a thoughtful split floor plan. This residence features 3 spacious bedrooms, 2 updated bathrooms, and a versatile bonus room perfect for an office, playroom, or guest retreat. Step inside to discover updated Laminate flooring flowing throughout & carpet in the dining room. The primary suite sits apart from the guest rooms with a walk-in shower and a garden tub. The additional bedrooms share a convenient guest bathroom- ideal for privacy and comfort. The kitchen impresses with added cabinetry for extra storage and a sleek stainless-steel touch-less faucet and appliances. Outside your backyard, a complete patio and a stone veneer BBQ stand made for entertaining. Begin each morning in the serene Florida room, sipping coffee as the sunrise glistens over the tranquil pond views. Minutes away from schools, Groceries, hospitals and the Oakleaf Town Center

Cost to own

Mortgage calculator

$365,000
$73,000
Loan Term
Monthly Payment
$1,896
Principal & Interest: $1,896
Property taxes (est.): $596
Insurance (est.): $243
Estimated Total Monthly
$2,735
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,896
Property taxesest. at asking price, Duval County$596
HOAbilled annually$37
Estimated total, before insurance$2,529/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,969/yr · $164/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$279,604$81,139
2024$300,396$78,145 $15,017
2023$291,433$74,413 $10,527
2022$270,665$70,790
2021$194,034$67,272
2020$182,433$65,653

2025 property taxes (current owner): $1,969/yr

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 7, 2026Price change$365,000$5,000
  • Jul 29, 2026Price change$370,000$10,000
  • Jun 23, 2026Listed$380,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$365,000
Price / Sq Ft$166
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,198
Total Structure Area2,714 sq ft
Acres0.33 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

ElementaryChimney Lakes
MiddleOakleaf Jr High
HighWestside High School

Community Information

Address7366 Hawks Cliff Drive W, Jacksonville, FL 32222
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionHawks Pointe
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size14,374.8 sq ft
Parcel Number0164090700
ZoningResidential

Amenities

AmenitiesJogging Path, Playground, Security
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s), Other

Exterior

Exterior FeaturesOther
Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchGlass Enclosed, Patio
FencingWood
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 23, 2026
Days on Market95
HOA Fees$445 / Annually
HOA FrequencyAnnually
HOA NameHawks pointe
HOA Fee IncludesMaintenance Grounds
Tax Amount$1,968.65
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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