This home is in Ponte Vedra Beach — a home near Ponte Vedra High School.
$749,9002 bd · 2 ba · 1,385 sq ft
Active·144 days on market
1173 Neck Road
Ponte Vedra Beach, FL 32082
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Ponte Vedra Beach
Finding a property like this in such a great location is becoming increasingly rare. Set on a beautiful, wooded lot along one of the area's quiet, tree-lined streets, this one-owner home offers privacy just minutes from the beach, A-rated schools, shopping, and local restaurants. Inside, you'll find 2 bedrooms, 2 baths, vaulted wood ceilings, and large windows that fill the home with natural light while showcasing the surrounding trees. The spacious front and back decks extend the living space outdoors, making them the perfect spot for morning coffee, weekend gatherings, or simply enjoying the birds and natural setting. Whether you choose to update the existing home and detached garage or take advantage of the generous homesite to build your dream home, this property offers plenty of options. With a newer roof, HVAC system, and kitchen appliances already in place, it's ready for its next chapter.
Next steps in Ponte Vedra Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Part of this 1.4-acre lot is in a FEMA flood zone
Zone AE covers 88% of it; the rest is Zone X (shaded, 0.2% chance) 12%. Whether a house on this lot is in the flood zone depends on where it stands: the lender's flood determination, a survey or an elevation certificate settles that.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,738 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 0.8 mi · 202 parking spaces
Closest park or preserve
Nocatee Preserveabout 3 mi · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 2 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 2 mi · Intracoastal Waterway
Closest youth league fields
Cornerstone Parkabout 1.0 mi · Baseball
Closest grocery store
Publixabout 0.6 mi · 3777 Palm Valley Rd, Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $746,096 | $95,114 | — |
| 2025 | $739,670 | $91,951 | — |
| 2024 | $660,149 | $88,652 | — |
| 2023 | $662,535 | $84,614 | — |
| 2022 | $629,569 | $80,693 | — |
| 2021 | $534,810 | $76,886 | — |
| 2020 | $303,733 | $75,134 | — |
2025 property taxes (current owner): $1,734/yr
Estimated taxes if purchased at asking price: ~$11,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 9, 2026Price change$749,900−$75,100
- Jul 21, 2026Price change$825,000−$64,500
- Jun 19, 2026Listed$889,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $373/sq ft; this home is listed at $541/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1162 Neck Road, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Jul 2025 | $2,400,000 | $1,389 | 3/2 | 1,728 | 25 | 0.1 |
| 149 Seaside Circle, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Nov 2025 | $620,000 | $353 | 3/2 | 1,755 | 12 | 0.6 |
| 109 Patrick Mill Circle, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORP | Sep 2025 | $518,700 | $300 | 3/2 | 1,729 | 3 | 0.8 |
| 249 Patrick Mill Circle, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $520,000 | $303 | 3/2 | 1,718 | 82 | 0.9 |
| 664 Lake Stone Circle, Ponte Vedra, FL 32082Listed by ATLANTIC SHORES REALTY OF JACKSONVILLE LLC | Apr 2026 | $599,000 | $373 | 3/2 | 1,608 | 6 | 0.9 |
| 621 Lake Stone Circle, Ponte Vedra Beach, FL 32082Listed by OCEAN KULTURE REALTY LLC | Jul 2026 | $695,000 | $418 | 3/2 | 1,661 | 48 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines