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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·97 days on market

337-339 11th Street

Jacksonville, FL 32206

$240,000$82/sqftEst. $1,271/moMLS# 2151231
4
Beds
2
Baths
2,942
Sq Ft
1927
Built
Garage
No
Pool
FEMA Zone XNo HOA5,227 sqft lotDuplex1 story

About this home

Jacksonville

Explore this two-story duplex located in Springfield. Each unit offers a living room with a fireplace, a separate dining room, a kitchen with tile flooring, wood flooring in select areas, and an interior utility room. The upstairs unit also includes a covered front porch. This is a Fannie Mae Homepath Property.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,271
Property taxesest. at asking price, Duval County$392
Estimated total, before insurance$1,663/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,033/yr · $586/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$240,000
$48,000
Loan Term
Monthly Payment
$1,271
Principal & Interest: $1,271
Property taxes (est.): $392
Insurance (est.): $160
Estimated Total Monthly
$1,823
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1927)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,630 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$356,599$356,599
2024$357,068$326,180
2023$364,986$296,528
2022$304,644$269,571
2021$272,289$245,065
2020$243,850$222,787

2025 property taxes (current owner): $7,033/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 10, 2026Pending$240,000
  • Jun 18, 2026Listed$240,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$240,000
Price / Sq Ft$82
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,942
Acres0.12 acres
Year Built1927
TypeResidential Income
Sub-TypeDuplex
StatusPending
Has PoolNo
Is WaterfrontNo

Community Information

Address337-339 11th Street, Jacksonville, FL 32206
Area072-Springfield
SubdivisionSpringfield
CityJacksonville
CountyDuval
StateFL
Zip Code32206
Lot Size5,227.2 sq ft
Parcel Number0732440000
ZoningMulti Family

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOn Street

Interior

HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces2
# of Stories1
LevelsTwo

Exterior

Lot DescriptionOther
ConstructionBrick, Frame
Road SurfaceAsphalt

Additional Information

Date ListedJune 18, 2026
Days on Market22
Tax Amount$7,033.29
Tax Year2025
Listing TermsCash, Conventional, Other
New ConstructionNo

Listing Courtesy of: CORE REALTY, LLC · ryan@corerealtyusa.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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