This home is in Jacksonville — a pool home in Jacksonville.
Sold·Closed Aug 3, 2026·3 days on market·Recent sales in Jacksonville
10954 Lauren Oak Lane S
Jacksonville, FL 32221
About this home
Jacksonville
****OPEN HOUSE****SATURDAY 6/20 11-1. Well Maintained, This lovely home has a spacious open floor plan with vaulted ceilings and a NEW ROOF! BRAND NEW WATER HEATER! New Dishwasher! Eat-In-Kitchen. Above ground POOL with deck and Privacy Fence. Large backyard space backs up to woods! Located in a quiet neighborhood with NO HOA!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,719 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $218,301 | $217,728 | ▲ $6,876 |
| 2024 | $212,140 | $197,935 | — |
| 2023 | $220,584 | $179,941 | ▲ $14,479 |
| 2022 | $198,566 | $163,583 | ▲ $21,894 |
| 2021 | $147,187 | $147,187 | — |
| 2020 | $142,910 | $142,910 | — |
2025 property taxes (current owner): $4,250/yr
Estimated taxes if purchased at asking price: ~$5,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 4, 2026Closed$265,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $183/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3762 Lauren Oak Lane E, Jacksonville, FL 32221Listed by PMI DAVIS REALTY | Sep 2026 | $225,892 | $156 | 4/2 | 1,449 | 129 | 0.2 |
| 2531 Carson Oaks Drive, Jacksonville, FL 32221Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $295,000 | $161 | 4/2 | 1,831 | 10 | 0.6 |
| 11462 Carson Lake Drive, Jacksonville, FL 32221Listed by JPAR CITY AND BEACH | Oct 2026 | $283,000 | $161 | 4/2 | 1,758 | 30 | 0.7 |
| 11360 Songbird Lakes Court, Jacksonville, FL 32221Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $235,000 | $126 | 3/2 | 1,863 | 28 | 0.7 |
| 2537 Blackstone Court, Jacksonville, FL 32221Listed by RE/MAX SIGNATURE | Jun 2026 | $250,000 | $161 | 4/2 | 1,553 | 86 | 0.8 |
| 2912 Cold Creek Boulevard, Jacksonville, FL 32221Listed by DREAM BIG REALTY OF JAX LLC | Aug 2026 | $310,000 | $176 | 3/2 | 1,764 | 37 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ERA ONETEAM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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