This home is in Jacksonville.
Active Under Contract·99 days on market
14122 Summer Breeze Drive E
Jacksonville, FL 32218
About this home
Jacksonville
Step into a completely transformed home where every detail has been upgraded for modern living. This spacious 5-bedroom retreat offers generous square footage perfect for growing families who want room to breathe, play, and connect. The stunning open-concept layout flows seamlessly into a massive chef's kitchen loaded with premium finishes - ideal for family dinners, holiday gatherings, or casual entertaining. Cozy up by the warm fireplace on cool evenings, or retreat to the luxurious master bath for spa-like relaxation after a long day. Outside, enjoy a huge backyard perfect for kids, pets, or BBQs. And with a brand-new permitted roof, HVAC, and water heater, plus full renovations throughout, move in with total peace of mind. Exclusive community RV & boat parking right in the neighborhood, rare convenience for outdoor enthusiasts. This is the upgraded, move-in ready lifestyle you've been searching for. Schedule your private showing today and make it yours!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2003)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,702 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $270,482 | $270,482 | ▼ $8,973 |
| 2024 | $280,291 | $256,483 | ▲ $13,980 |
| 2023 | $275,945 | $233,167 | — |
| 2022 | $237,515 | $211,970 | ▲ $10,000 |
| 2021 | $192,700 | $192,700 | — |
| 2020 | $187,406 | $187,406 | ▲ $9,867 |
2025 property taxes (current owner): $5,165/yr
Estimated taxes if purchased at asking price: ~$7,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 30, 2026Active Under Contract$390,000
- Aug 18, 2026Price change$390,000−$2,500
- Aug 5, 2026Price change$392,500−$2,500
- Jul 23, 2026Price change$395,000−$4,000
- Jun 12, 2026Listed$399,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ALKO REALTY LLC · mariolikaj01@gmail.com
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in North Creek
For Sale598 Amber Creek DriveJacksonville, FL 32218
3 bd · 2.5 ba · 2,003 sq ft
$368,000Est. $1,959/moWelcome to 598 Amber Creek Drive in North Creek, a well maintained 3 bedroom, 2.5 bath home offering 2,003 square feet…
Listing Office: someday homes realty, llc.
For Sale543 Apple Creek DriveJacksonville, FL 32218
3 bd · 2 ba · 1,764 sq ft
$349,900Est. $1,862/moLOCATION! LOCATION! LOCATION! ONE-OWNER HOME! Welcome to 543 Apple Creek Dr, Jacksonville, FL! This one-owner,…
Listing Office: florida homes realty & mtg llc
For Sale644 Spanish Wells RoadJacksonville, FL 32218
4 bd · 2 ba · 2,131 sq ft
$349,000Est. $1,858/moWelcome to my home! We invite you to step into my 4-bedroom, 2-bathroom home located in the highly desirable North…
Listing Office: watson realty corp
Pending788 Reflection Cove Road EJacksonville, FL 32218
4 bd · 2.5 ba · 2,567 sq ft
$434,900Est. $2,315/moBeautifully maintained home in North Creek with a low HOA of just $600/year! Backing to a private NATURE PRESERVE, this…
Listing Office: landbridge realty group llc
Keep looking
Similar homes in Jacksonville
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines