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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

$390,000Sold5 bd · 2 ba · 2,119 sq ft

Sold·Closed Sep 25, 2026·79 days on market·Recent sales in Jacksonville

14122 Summer Breeze Drive E

Jacksonville, FL 32218

$390,000sold priceListed at $390,000 · 100% of asking$184/sqftMLS# 2150251
5
Beds
2
Baths
2,119
Sq Ft
2003
Built
2
Garage
No
Pool
FEMA Zone XHOA $50/mo7,841 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Step into a completely transformed home where every detail has been upgraded for modern living. This spacious 5-bedroom retreat offers generous square footage perfect for growing families who want room to breathe, play, and connect. The stunning open-concept layout flows seamlessly into a massive chef's kitchen loaded with premium finishes - ideal for family dinners, holiday gatherings, or casual entertaining. Cozy up by the warm fireplace on cool evenings, or retreat to the luxurious master bath for spa-like relaxation after a long day. Outside, enjoy a huge backyard perfect for kids, pets, or BBQs. And with a brand-new permitted roof, HVAC, and water heater, plus full renovations throughout, move in with total peace of mind. Exclusive community RV & boat parking right in the neighborhood, rare convenience for outdoor enthusiasts. This is the upgraded, move-in ready lifestyle you've been searching for. Schedule your private showing today and make it yours!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,126
Property taxesest. at asking price, Duval County$638
HOAbilled quarterly$50
Estimated total, before insurance$2,815/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,165/yr · $430/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,702 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $300,100 in May 2025(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$276,285$276,285—
2025$270,482$270,482▼ $8,973
2024$280,291$256,483▲ $13,980
2023$275,945$233,167—
2022$237,515$211,970▲ $10,000
2021$192,700$192,700—
2020$187,406$187,406▲ $9,867

2025 property taxes (current owner): $5,165/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Sep 26, 2026Closed$390,000
  • Aug 30, 2026Active Under Contract$390,000
  • Aug 18, 2026Price change$390,000−$2,500
  • Aug 5, 2026Price change$392,500−$2,500
  • Jul 23, 2026Price change$395,000−$4,000
  • Jun 12, 2026Listed$399,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $184/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
598 Amber Creek Drive, Jacksonville, FL 32218Listed by SOMEDAY HOMES REALTY, LLC.Oct 2026$366,000$1833/2.52,003100.2
788 Reflection Cove Road E, Jacksonville, FL 32218Listed by LANDBRIDGE REALTY GROUP LLCOct 2026$430,000$1684/2.52,5671140.3
816 Reflection Cove Road E, Jacksonville, FL 32218Listed by ENTERA REALTY LLCOct 2026$339,900$1534/32,221190.4
13964 Crestwick Drive W, Jacksonville, FL 32218Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEOct 2026$313,000$1873/21,67350.8
14051 Hollings Street, Jacksonville, FL 32218Listed by RPB REALTY,INCOct 2026$339,900$1934/21,759690.8
1109 Seattle Slew Lane, Jacksonville, FL 32218Listed by LISA DUKE REALTY LLCNov 2026$305,000$1513/22,0252701

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$390,000
Price / Sq Ft$184
Bedrooms5
Bathrooms2.00
Full Baths2
Square Footage2,119
Acres0.18 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryLouis Sheffield, reported on 20 other North Creek listings
MiddleOceanway, reported on 22 other North Creek listings
HighFirst Coast, reported on 23 other North Creek listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address14122 Summer Breeze Drive E, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionNorth Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size7,840.8 sq ft
Parcel Number1066065970

Amenities

AmenitiesPool, RV/Boat Storage, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Off Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

FencingFull, Vinyl
RoofShingle

Additional Information

Date ListedJune 12, 2026
Days on Market79
HOA Fees$149.5 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,164.67
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ALKO REALTY LLC

Sold by: WATSON REALTY CORP (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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