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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a home near Duncan U. Fletcher High School.

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Active Under Contract

Active Under Contract·51 days on market

1337 Roxie Street

Jacksonville, FL 32233

$449,000$270/sqftEst. $2,289/moMLS# 2150106
3
Beds
2
Baths
1,660
Sq Ft
2025
Built
2
Garage
No
Pool

About this home

Jacksonville

Why wait to build when you can own this better-than-new home loaded with over $60,000 in post-construction upgrades already completed for you? Built in 2025, this stunning two-story residence offers 3 bedrooms, 2.5 bathrooms, and 1,660 square feet of thoughtfully designed living space in one of Jacksonville's most convenient locations. Step inside to discover an open-concept floor plan featuring wood look tile flooring, abundant natural light, and a spacious kitchen that flows seamlessly into the dining and living areas--perfect for entertaining and everyday living. Upstairs, the generous primary suite provides a private retreat, while two additional bedrooms offer flexibility for family, guests, or a home office. Outside is where this home truly shines. The current owners have transformed the property with extensive upgrades rarely found in a newly built home, including a fully fenced backyard, professional landscaping, irrigation system, premium Shark Coatings garage floor

Cost to own

Mortgage calculator

$449,000
$89,800
Loan Term
Monthly Payment
$2,289
Principal & Interest: $2,289
Property taxes (est.): $733
Insurance (est.): $299
Estimated Total Monthly
$3,322
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,289
Property taxesest. at asking price, Duval County$733
Estimated total, before insurance$3,022/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,341/yr · $112/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$75,600$75,600

2025 property taxes (current owner): $1,341/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from JEA per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,288 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 9, 2026Active Under Contract$449,000
  • Jun 11, 2026Listed$449,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$449,000
Price / Sq Ft$270
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,660
Acres0.13 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMayport
MiddleMayport

Community Information

Address1337 Roxie Street, Jacksonville, FL 32233
Area242-Mayport
SubdivisionMayport
CityJacksonville
CountyDuval
StateFL
Zip Code32233
Lot Size5,662.8 sq ft
Parcel Number1690620005

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDisposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Sink, Washer Hookup

Exterior

Lot DescriptionDead End Street
FencingBack Yard
RoofShingle
ConstructionComposition Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 11, 2026
Days on Market28
Tax Amount$1,341.24
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE PRIME REAL ESTATE COMPANY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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