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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 29, 2026·16 days on market·Recent sales in Atlantic Beach

1428 Palmer Street

Jacksonville, FL 32233

$459,000sold priceListed at $459,000 · 100% of asking$280/sqftMLS# 2144306
3
Beds
2.5
Baths
1,639
Sq Ft
2023
Built
2
Garage
No
Pool
No HOA5,227 sqft lotSingle Family Residence2 stories

About this home

Jacksonville

Like-new three year old home with modern finishes and no HOA restrictions nestled away in Mayport Village. Ideally located within walking distance to fresh local seafood restaurants, this home offers the perfect blend of comfort and coastal charm. Enjoy lovely waterfront walks, relaxing breezes, and a lifestyle that feels like a getaway every day. A public boat launch is just minutes away, making it easy to spend your days fishing, boating, or exploring the water. This beautifully maintained home puts dining, scenery, and outdoor recreation right at your doorstep.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,542
Property taxesest. at asking price, Duval County$749
Estimated total, before insurance$3,292/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,988/yr · $499/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$459,000
$91,800
Loan Term
Monthly Payment
$2,542
Principal & Interest: $2,542
Property taxes (est.): $750
Insurance (est.): $306
Estimated Total Monthly
$3,598
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $419,900 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$376,710$308,342—
2024$348,945$298,945▲ $20,646
2023$93,600$82,368—
2022$74,880$74,880—
2021$65,520$13,788—
2020$38,844$12,535—

2025 property taxes (current owner): $5,988/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $271/sq ft; this home is listed at $280/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1337 Roxie Street, Jacksonville, FL 32233Listed by THE PRIME REAL ESTATE COMPANYAug 2026$445,000$2683/2.51,660280.1
1451 Roxie Street, Jacksonville, FL 32233Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJun 2026$200,000$1233/21,6209370.1
4629 Ribault Park Street, Jacksonville, FL 32233Listed by NAVY TO NAVY HOMES LLCJul 2026$454,000$2773/2.51,63940.2
8812 McKenna Drive, Jacksonville, FL 32226Listed by ED LAWHON INCMay 2025$1,162,000$5903/31,970131.6
925 Majestic Cypress Drive N, Jacksonville, FL 32233Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$380,000$2713/21,401442.1
917 Majestic Cypress Drive N, Jacksonville, FL 32233Listed by THE LEGENDS OF REAL ESTATEJun 2026$364,000$2603/21,401812.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$459,000
Price / Sq Ft$280
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,639
Acres0.12 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address1428 Palmer Street, Jacksonville, FL 32233
Area242-Mayport
SubdivisionMayport
CityJacksonville
CountyDuval
StateFL
Zip Code32233
Lot Size5,227.2 sq ft
Parcel Number1690780000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected
SewerSeptic Tank
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

Exterior

FencingBack Yard, Wood, Wrought Iron

Additional Information

Date ListedMay 8, 2026
Days on Market16
Tax Amount$5,987.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HAMILTON HOUSE REAL ESTATE GROUP, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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