This home is in Indian Woods, Neptune Beach — a home near Duncan U. Fletcher High School.
Sold·Closed Jul 20, 2026·7 days on market·Recent sales in Indian Woods·Indian Woods
1631 Arrowhead Trail
Neptune Beach, FL 32266
All Indian Woods homes for sale →Search Indian Woods on the map
About this home
Indian Woods
Rare renovation opportunity in sought-after Neptune Beach! Situated on a large lot, this all-brick home offers endless potential in one of the area's most desirable neighborhoods. Just a short bike ride to the beach. The home features a renovated kitchen with white cabinetry, granite countertops, and stainless steel appliances. Spacious Florida room that provides additional living and entertaining space. Cozy up by the wood-burning fireplace. The bathroom was renovated in 2015, with a double-sink vanity and granite countertop, and the home was replumbed in October 2025. A rare bonus, the property includes RV and boat parking with water, electric, and sewer at the RV pad. With homes of similar size in the area selling for up to $1.4 million, this is an exceptional opportunity to renovate, customize, and build equity in a prime beachside location.
Next steps in Indian Woods
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1975)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0020407 - City of Neptune Beach · Public water (record)
County records show this parcel on central sewer served by FL0020407 - City of Neptune Beach — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,272 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $659,204 | $320,305 | — |
| 2024 | $659,644 | $310,571 | ▲ $44,383 |
| 2023 | $566,430 | $300,069 | — |
| 2022 | $470,516 | $289,873 | — |
| 2021 | $391,424 | $279,974 | — |
| 2020 | $373,642 | $275,419 | — |
2025 property taxes (current owner): $5,870/yr
Estimated taxes if purchased at asking price: ~$16,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 21, 2026Closed$899,000
- Jun 11, 2026Listed$899,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $384/sq ft; this home is listed at $378/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2010 Shadow Lane, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Oct 2026 | $1,050,000 | $384 | 4/2.5 | 2,735 | 184 | 0.4 |
| 636 Camellia Terrace Drive, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $735,000 | $266 | 4/3 | 2,767 | 110 | 0.4 |
| 1024 Neptune Lane, Neptune Beach, FL 32266Listed by SIGNATURE REALTY & MANAGEMENT | Sep 2026 | $1,100,000 | $422 | 4/3.5 | 2,605 | 90 | 0.5 |
| 1312 Jenks Court, Neptune Beach, FL 32266Listed by PONTE VEDRA PALM VALLEY REAL ESTATE COMPANY LLC | Sep 2026 | $740,000 | $370 | 4/2 | 1,999 | 79 | 0.5 |
| 1821 Leeward Lane, Neptune Beach, FL 32266Listed by LATITUDE 30 REALTY LLC | Sep 2026 | $630,000 | $338 | 4/3 | 1,863 | 62 | 0.5 |
| 1871 Kings Road, Jacksonville Beach, FL 32250Listed by MASH REALTY SERVICES, LLC | Sep 2026 | $1,200,000 | $453 | 4/3.5 | 2,647 | 4 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS PV
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Indian Woods
Indian Woods is a neighborhood in Neptune Beach, FL (Duval County), ZIP 32266.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines