$1,200,0005 bd · 4 ba · 2,867 sq ft
Active·151 days on market
14 Meridian Home Lane
Palm Coast, FL 32137

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About this home
Palm Coast
One or more photo(s) has been virtually staged. Rare Coastal Luxury Estate - East of A1A on a Private Acre An extraordinary opportunity to own a rare 1-acre estate east of A1A, ideally positioned between the Atlantic Ocean and the Intracoastal Waterway in one of Flagler County's most desirable coastal enclaves. Located on a secluded, gated cul-de-sac and surrounded by protected nature preserve, this exceptional property offers the perfect balance of privacy, luxury, and the Florida lifestyle that discerning buyers seek. The estate features a brand-new modern 4-bedroom, 3-bath residence, complemented by a private 1-bedroom, 1-bath guest house with a full kitchen. Ideal for extended family, guests, a private office, or income-producing opportunities, the guest house offers exceptional flexibility and value. Designed for effortless indoor-outdoor living, the resort-style outdoor space includes a screened lanai with a sparkling pool, spa, outdoor kitchen, and lounge area, creating the
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone HUR
Check floridadisaster.org/knowyourzone for what this designation means locally.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,738 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Fort Matanzas south accessabout 7 mi · 40 parking spaces
Closest park or preserve
Pellicer Creek Conservation Areaabout 4 mi · 3.7 mi of trails
Closest public boat ramp
Bing's Landing Boat Rampabout 0.4 mi · Atlantic ICW (Flagler County) Matanzas River
Closest kayak & paddleboard launch
Bing's Landing Primitive Kayak Launch Beachabout 0.4 mi · Atlantic ICW (Flagler County) Matanzas River
Closest grocery store
Aldiabout 14 mi · 181 Blackford Way, St. Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $10,522/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jun 8, 2026Listed$1,200,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $367/sq ft; this home is listed at $419/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7 Rollins Dunes Drive, Palm Coast, FL 32137Listed by GAILEY ENTERPRISES LLC | Aug 2025 | $735,000 | $365 | 3/2 | 2,013 | 65 | 0.5 |
| 144 Cochise Court, Palm Coast, FL 32137Listed by LPT REALTY LLC | Jan 2026 | $990,000 | $394 | 3/2.5 | 2,512 | 104 | 1.3 |
| 13 Old Oak Drive N, Palm Coast, FL 32137Listed by RE/MAX SPECIALISTS | Oct 2026 | $1,050,000 | $354 | 4/3.5 | 2,967 | 156 | 1.6 |
| 8 Old Oak Drive N, Palm Coast, FL 32137Listed by COASTAL GATEWAY REAL ESTATE GROUP | Oct 2026 | $1,130,000 | $383 | 4/2 | 2,947 | 43 | 1.7 |
| 99 Cimmaron Drive, Palm Coast, FL 32137Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $525,000 | $202 | 3/3.5 | 2,594 | 10 | 1.8 |
| 12 Oak View Circle E, Palm Coast, FL 32137Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Oct 2025 | $975,000 | $367 | 4/3 | 2,656 | 2 | 1.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EAZ REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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