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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Pending

$785,000Pending3 bd · 3 ba · 2,919 sq ft

Pending·54 days on market

21 Edison Lane

Palm Coast, FL 32164

$785,000$269/sqftEst. $4,280/mo mortgageMLS# 2164743
3
Beds
3
Baths
2,919
Sq Ft
2021
Built
3
Garage
Yes
Pool
FEMA Zone XNo HOA10,019 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

**GOLF COURSE + POOL + 3-CAR GARAGE!** Welcome to an exceptional Cypress Knoll home where Florida living takes center stage! Perfectly positioned along the scenic Cypress Knoll Golf Course, this beautifully designed residence offers a private screened pool, expansive outdoor living and a NEW high-end fenced yard thoughtfully designed to provide privacy while still preserving the beautiful golf course views. The flexible floor plan is a standout! The home offers **3 bedrooms with the potential for a 4th**, including **TWO EN SUITES**, providing wonderful privacy for guests, extended family or multigenerational living. An additional flex room can easily serve as a **home office, den or 4th bedroom**, allowing the home to adapt to your lifestyle. At the heart of the home is an impressive kitchen featuring a large center island with breakfast-bar seating, quartz countertops, 42-inch wood cabinetry, stainless steel appliances, LP gas cooktop and a cleverly concealed walk-in pantry.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$4,280
Estimated total, before insurance$4,280/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,074/yr · $756/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$785,000
$157,000
Loan Term
Monthly Payment
$4,280
Principal & Interest: $4,280
Insurance (est.): $523
Estimated Total Monthly
$4,803
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,627 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard and pool on the southeast side. Today at this address: sunrise 6:43 AM, sunset 5:34 PM.

  • A pool here gets good sun without the hottest afternoon exposure.
  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,074/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 19, 2026Pending$785,000
  • Sep 14, 2026Listed$785,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $201/sq ft; this home is listed at $269/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7 Edward Drive, Palm Coast, FL 32164Listed by MARK SPAIN REAL ESTATEJul 2026$465,000$2223/22,091150.1
68 Eric Drive, Palm Coast, FL 32164Listed by EAZ REALTY LLCOct 2026$477,500$2014/32,376980.2
30 Edge Lane, Palm Coast, FL 32164Listed by REAL BROKER LLCAug 2026$465,000$2173/22,140100.2
37 Ryder Drive, Palm Coast, FL 32164Listed by ROUND TABLE REALTYJun 2026$400,000$1415/32,836280.8
22 Richfield Lane, Palm Coast, FL 32164Listed by MARK SPAIN REAL ESTATEJul 2026$325,000$1264/22,575271
61 Reidsville Drive, Palm Coast, FL 32164Listed by WHOLESALE REALTY LLCJun 2026$275,000$954/2.52,890111

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$785,000
Price / Sq Ft$269
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,919
Total Structure Area4,201 sq ft
Acres0.23 acres
Year Built2021
TypeResidential
Sub-TypeSingle Family Residence
StatusPending
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Other
Is WaterfrontNo
Direction FacesNorthwest

School Information

This listingNo schools reported in the MLS
ElementaryRymfire, reported on 14 other Palm Coast listings
MiddleIndian Trails, reported on 19 other Palm Coast listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address21 Edison Lane, Palm Coast, FL 32164
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32164
Lot Size10,018.8 sq ft
Parcel Number0711317034013100190

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingElectric Vehicle Charging Station(s), Garage
ViewGolf Course

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave
HeatingCentral, Electric
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesOutdoor Kitchen
Patio / PorchFront Porch, Rear Porch, Screened
FencingFenced
RoofShingle
ConstructionConcrete, Stucco
Road SurfacePaved

Additional Information

Date ListedSeptember 14, 2026
Days on Market54
Tax Amount$9,074.48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EAZ REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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