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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·60 days on market

200 Ocean Crest Drive 713

Palm Coast, FL 32137

$950,000$523/sqftEst. $4,844/moMLS# 2149140
3
Beds
3
Baths
1,818
Sq Ft
2003
Built
Garage
No
Pool

About this home

Palm Coast

Experience refined coastal living from the coveted 13th stack at Hammock Beach Golf Resort & Spa with this beautifully remodeled residence at 200 Ocean Crest Drive, Unit 713. Perfectly positioned to capture expansive and peaceful views of the Atlantic Ocean, this exceptional condominium offers a calming blend of sophistication, comfort, and effortless beachfront living. From sunrise mornings on the balcony to the soothing sound of the waves below, every space was designed to embrace the beauty of its surroundings. Completely remodeled with thoughtful attention to detail, the interior showcases elegant finishes, a beautifully updated kitchen, refined baths, upgraded flooring, and a flowing open-concept design ideal for both everyday living and entertaining. Natural light fills the residence while the coastal backdrop becomes the focal point from the main living areas and primary suite. Located within the gated community of Hammock Beach

Cost to own

Mortgage calculator

$950,000
$190,000
Loan Term
Monthly Payment
$4,844
Principal & Interest: $4,844
Insurance (est.): $633
Estimated Total Monthly
$5,477
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,844
HOAbilled quarterly$82
Estimated total, before insurance$4,926/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,956/yr · $830/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,956/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Tile — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011602 - Dunes Community Development District · Public water (record)

County records show this parcel on central sewer served by FLA011602 - Dunes Community Development District — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,679 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 6, 2026Listed$950,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$950,000
Price / Sq Ft$523
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,818
Total Structure Area1,818 sq ft
Acres3.59 acres
Year Built2003
TypeResidential
Sub-TypeCondominium
StyleContemporary
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesWest

Community Information

Address200 Ocean Crest Drive 713, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionHammock Beach
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size156,380.4 sq ft
Parcel Number0411313605000100713

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingParking Lot, Underground
ViewBeach, Golf Course, Ocean

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Entrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
Security24 Hour Security, Gated with Guard, Security Gate

Exterior

Exterior FeaturesBalcony
Lot DescriptionOn Golf Course
Patio / PorchCovered
RoofTile
ConstructionBlock, Concrete, Stucco
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedJune 6, 2026
Days on Market9
HOA Fees$247.28 / Quarterly
HOA FrequencyQuarterly
HOA NameVesta Property Services
HOA Fee IncludesCable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Security, Sewer, Trash, Water
Tax Amount$9,956.09
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REMAX SELECT PROFESSIONALS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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