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Active

Active·123 days on market

600 Cinnamon Beach Way 531

Palm Coast, FL 32137

$897,000$448/sqftEst. $4,774/moMLS# 2134951

Beds

Baths

2,003

Sq Ft

2004

Built

Garage

Pool

About this home

Palm Coast

Rare opportunity to own a Direct Oceanfront Condo at Beautiful Cinnamon Beach at Ocean Hammock. Cinnamon Beach is like no other oceanfront property. Located in The Hammock, the gated community of Cinnamon Beach at Ocean Hammock offers approximately 2 miles of nearly private beach. Exceptional location on the 3rd floor with amazing ocean and beach views. This corner unit offers more windows for natural light, and this particular corner offers more privacy on the Lanai due to the angle of the next building. Conveniently located next to the Beach Walkover. Watch the shrimp boats and dolphins while you enjoy your morning coffee on the large, tiled Lanai. The largest condo floor plan available at Cinnamon Beach, this 3BR/3BA condo has a split bedroom plan ensuring privacy for all three bedrooms. The oversized Primary Bedroom features a King Bed, Desk, Large Windows to enjoy the Ocean Views, and a Spacious Ensuite Bathroom offering two separate vanities, large jacuzzi tub, walk-in shower

Cost to own

Mortgage calculator

Home Price

$897,000

Down Payment: 20%

$179,400

Interest Rate: 6.49%

Loan Term

Monthly Payment

$4,531

Principal & Interest: $4,531

Est. Taxes & Insurance: $1,133

Estimated Total Monthly

$5,664

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,774

HOAbilled quarterly$349

Estimated total, before insurance$5,124/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,627/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Tile — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011602 - Dunes Community Development District · Public water (record)

County records show this parcel on central sewer served by FLA011602 - Dunes Community Development District — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,811 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 14, 2026Listed$897,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$897,000

Price / Sq Ft$448

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,003

Total Structure Area2,003 sq ft

Acres0.30 acres

Year Built2004

TypeResidential

Sub-TypeCondominium

StyleOther

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontYes

Direction FacesWest

School Information

ElementaryOld Kings

MiddleIndian Trails

HighMatanzas

Community Information

Address600 Cinnamon Beach Way 531, Palm Coast, FL 32137

Area605-Flagler County North-Beach

SubdivisionOcean Hammock

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size13,068 sq ft

Parcel Number0411313513000000531

Amenities

AmenitiesPool, Beach Access, Cable TV, Children's Pool, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management - Off Site, Management- On Site, Security, Spa/Hot Tub, Storage, Trash, Water

UtilitiesCable Connected, Electricity Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Parking Lot, Unassigned

ViewBeach, Ocean

Waterfront TypeOcean Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Elevator, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsThree Or More

LaundryIn Unit

SecuritySmoke Detector(s)

Spa FeaturesIn Ground, Heated