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Sold

Sold·Closed Aug 25, 2026·154 days on market

600 Cinnamon Beach Way 531

Palm Coast, FL 32137

$850,000sold priceListed at $897,000 · 94.8% of asking$424/sqftMLS# 2134951
3
Beds
3
Baths
2,003
Sq Ft
2004
Built
1
Garage
No
Pool
FEMA Zone XHOA $349/mo13,068 sqft lotWaterfrontCondominium1 story

About this home

Palm Coast

Rare opportunity to own a Direct Oceanfront Condo at Beautiful Cinnamon Beach at Ocean Hammock. Cinnamon Beach is like no other oceanfront property. Located in The Hammock, the gated community of Cinnamon Beach at Ocean Hammock offers approximately 2 miles of nearly private beach. Exceptional location on the 3rd floor with amazing ocean and beach views. This corner unit offers more windows for natural light, and this particular corner offers more privacy on the Lanai due to the angle of the next building. Conveniently located next to the Beach Walkover. Watch the shrimp boats and dolphins while you enjoy your morning coffee on the large, tiled Lanai. The largest condo floor plan available at Cinnamon Beach, this 3BR/3BA condo has a split bedroom plan ensuring privacy for all three bedrooms. The oversized Primary Bedroom features a King Bed, Desk, Large Windows to enjoy the Ocean Views, and a Spacious Ensuite Bathroom offering two separate vanities, large jacuzzi tub, walk-in shower

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,708
HOAbilled quarterly$349
Estimated total, before insurance$5,058/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,627/yr · $802/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$850,000
$170,000
Loan Term
Monthly Payment
$4,708
Principal & Interest: $4,708
Insurance (est.): $567
Estimated Total Monthly
$5,275
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Tile — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011602 - Dunes Community Development District · Public water (record)

County records show this parcel on central sewer served by FLA011602 - Dunes Community Development District — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,811 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 6:55 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,627/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 26, 2026Closed$897,000
  • Aug 13, 2026Pending$897,000
  • Mar 14, 2026Listed$897,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $244/sq ft; this home is listed at $448/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1100 Cinnamon Beach Way 1062, Palm Coast, FL 32137Listed by RE/MAX SPECIALISTSJun 2026$410,000$2443/21,6821450.1
102 Yacht Harbor Drive 276, Palm Coast, FL 32137Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$399,999$2552/21,570701.5
37 Captains Walk, Palm Coast, FL 32137Listed by FIV REALTY CO FLORIDA LLCAug 2026$277,000$1772/2.51,5651091.5
200 Bella Harbor Court 105, Palm Coast, FL 32137Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$230,000$1323/21,7453091.6
225 Misty Harbor Trace, Palm Coast, FL 32137Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$360,000$1853/2.51,941391.8
19 Avenue De La Mer 705, Palm Coast, FL 32137Listed by WATSON REALTY CORPORATIONApr 2026$1,325,000$5662/2.52,340811.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$897,000
Price / Sq Ft$448
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,003
Total Structure Area2,003 sq ft
Acres0.30 acres
Year Built2004
TypeResidential
Sub-TypeCondominium
StyleOther
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

ElementaryOld Kings
MiddleIndian Trails

Community Information

Address600 Cinnamon Beach Way 531, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionOcean Hammock
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size13,068 sq ft
Parcel Number0411313513000000531

Amenities

AmenitiesPool, Beach Access, Cable TV, Children's Pool, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management - Off Site, Management- On Site, Security, Spa/Hot Tub, Storage, Trash, Water
Community FeaturesSidewalks, Street Lights, Restaurant, Gated, Curbs
UtilitiesCable Connected, Electricity Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Parking Lot, Unassigned
ViewBeach, Ocean
Waterfront TypeOcean Front

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Elevator, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsThree Or More
LaundryIn Unit
SecuritySmoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Exterior FeaturesBalcony
Lot DescriptionOn Golf Course, Other
Patio / PorchCovered, Deck, Rear Porch
RoofTile
ConstructionBlock, Stucco
Road SurfacePaved
Road FrontageCounty Road, Private Road

Additional Information

Date ListedMarch 14, 2026
Days on Market154
HOA Fees$1,048 / Quarterly
HOA FrequencyQuarterly
HOA NameCinnamon Beach at Ocean Hammock
HOA Fee IncludesCable TV, Internet, Maintenance Grounds, Pest Control, Security, Sewer, Trash, Water
Tax Amount$9,627.22
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOMESMART

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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