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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·14 days on market

200 Ocean Crest Drive 617

Palm Coast, FL 32137

$729,000Est. $4,038/moMLS# 2167209
0
Beds
3
Baths
0
Sq Ft
2003
Built
1
Garage
No
Pool
FEMA Zone XHOA $1489/mo3.59 acresCondominium1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palm Coast

Experience coastal luxury at its finest in this beautifully appointed 3-bedroom, 3-bathroom condo located in the Hammock Beach Resort. Situated on the 6th floor, Unit 617 offers stunning ocean and golf course views, a spacious layout, and world-class resort amenities that make every day feel like a getaway. Step inside to an open-concept living area filled with natural light. The gourmet kitchen features granite countertops, upgraded cabinetry, stainless steel appliances, and a convenient breakfast bar—perfect for entertaining. The living and dining areas flow effortlessly onto the private balcony, where you can enjoy refreshing ocean breezes and beautiful sunrises. The primary suite serves as a serene retreat with balcony access, a spa-inspired bathroom with a soaking tub, walk-in shower, and dual vanities. Two additional guest suites—each with their own private bathrooms—provide exceptional comfort for family, friends, or short-term renters.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,038
HOAbilled quarterly$1,489
Estimated total, before insurance$5,527/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,582/yr · $715/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$729,000
$145,800
Loan Term
Monthly Payment
$4,038
Principal & Interest: $4,038
Insurance (est.): $486
Estimated Total Monthly
$4,524
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Tile, Other — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011602 - Dunes Community Development District · Public water (record)

County records show this parcel on central sewer served by FLA011602 - Dunes Community Development District — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,798 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southeast-facing backyard — winter sunrises, bright mornings

The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:26 AM, sunset 6:55 PM.

  • The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
  • A comfortable compromise lot: real pool sun without the western afternoon heat.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,582/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 30, 2026Listed$729,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
600 Cinnamon Beach Way 531, Palm Coast, FL 32137Listed by HOMESMARTAug 2026$850,000$4243/32,0031540.6
1100 Cinnamon Beach Way 1062, Palm Coast, FL 32137Listed by RE/MAX SPECIALISTSJun 2026$410,000$2443/21,6821450.6
102 Yacht Harbor Drive 276, Palm Coast, FL 32137Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$399,999$2552/21,570701.9
37 Captains Walk, Palm Coast, FL 32137Listed by FIV REALTY CO FLORIDA LLCAug 2026$277,000$1772/2.51,5651091.9
146 Palm Coast Resort Boulevard 206, Palm Coast, FL 32137Listed by REMAX SELECT PROFESSIONALSAug 2026$320,000$2383/21,344402
200 Bella Harbor Court 105, Palm Coast, FL 32137Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$230,000$1323/21,7453092

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$729,000
Bedrooms0
Bathrooms3.00
Full Baths3
Acres3.59 acres
Year Built2003
TypeResidential
Sub-TypeCondominium
StyleCondotel
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesNorthwest

School Information

ElementaryOld Kings
MiddleIndian Trails

Community Information

Address200 Ocean Crest Drive 617, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionHammock Beach
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size156,380.4 sq ft
Parcel Number0411313605000100617
ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Gated, Golf Course, Playground, Tennis Court(s)
Community FeaturesSidewalks, Restaurant, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCovered, Garage, Guest, Underground
ViewBeach

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Open Floorplan, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LaundryIn Unit

Exterior

Exterior FeaturesBalcony
RoofTile, Other
ConstructionBlock, Concrete
Road SurfaceAsphalt, Paved

Additional Information

Date ListedSeptember 30, 2026
Days on Market0
HOA Fees$4,466 / Quarterly
HOA FrequencyQuarterly
HOA NameHammock Beach Club Condo
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Security
Tax Amount$8,581.59
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REMAX SELECT PROFESSIONALS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines