1 / 50

Active

Active·135 days on market

15 Ocean Crest Way 1334

Palm Coast, FL 32137

$425,000$336/sqftEst. $2,262/moMLS# 2132768

Beds

Baths

1,264

Sq Ft

2005

Built

Garage

Pool

About this home

Palm Coast

Imagine living or visiting your very own oceanfront balcony tucked away inside of a luxury oceanside resort, where you are able to enjoy your sunrise views from the fourth floor of this beautifully furnished 3 bedroom and 2 bath villa. Garage parking in floor of building with mail and private storage area. Primary en-suite with walk in closet and hall closet, full bath with dual sinks, garden tub and walk in shower. Laundry center in hallway adjacent to kitchen. Bathrooms include tile flooring and granite/stone top vanities. Custom shutters adorn the window and slider spaces in this custom home. Luxury vinyl planking is found throughout, and this home is being sold furnished and turn-key ready, offering an outstanding opportunity to generate short term rental income immediately. Why not have your vacation spot also be your investment property? This unit is also available fully furnished so you do not miss a beat should you decide to keep it as an investment in the rental program. Newer

Cost to own

Mortgage calculator

Home Price

$425,000

Down Payment: 20%

$85,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,147

Principal & Interest: $2,147

Est. Taxes & Insurance: $537

Estimated Total Monthly

$2,683

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,262

HOAbilled monthly$780

Estimated total, before insurance$3,042/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011602 - Dunes Community Development District · Public water (record)

County records show this parcel on central sewer served by FLA011602 - Dunes Community Development District — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,820 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 8, 2026Price change$425,000−$25,000
Mar 2, 2026Listed$450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$425,000

Price / Sq Ft$336

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,264

Acres0.66 acres

Year Built2005

TypeResidential

Sub-TypeCondominium

StyleVilla

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesNorth

Community Information

Address15 Ocean Crest Way 1334, Palm Coast, FL 32137

Area605-Flagler County North-Beach

SubdivisionHammock Beach

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size28,749.6 sq ft

Parcel Number0411313605001301334

Amenities

AmenitiesBeach Access, Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management - Off Site, Security, Service Elevator(s), Storage, Trash

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Community Structure, Covered, Garage, Guest, Parking Lot, Secured, Unassigned, Varies by Unit

ViewGolf Course, Pond, Water

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Elevator, Entrance Foyer, His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingElectric, Heat Pump

CoolingCentral Air

FlooringLaminate, Tile, Vinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Security24 Hour Security, Carbon Monoxide Detector(s), Closed Circuit Camera(s), Fire Alarm, Fire Sprinkler System, Gated with Guard, Key Card Entry, Security Fence, Security Gate, Security Lights, Smoke Detector(s)