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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed May 30, 2025·115 days on market

200 Ocean Crest Drive 405

Palm Coast, FL 32137

$675,000sold priceListed at $699,000 · 96.6% of asking$464/sqftMLS# 2066618
3
Beds
3
Baths
1,455
Sq Ft
2003
Built
1
Garage
No
Pool
HOA $1275/moWaterfrontCondominium1 story

About this home

Palm Coast

Nestled along a pristine stretch of the Atlantic Coast in Palm Coast, Florida, Hammock Beach Golf Resort & Spa offers an unparalleled blend of luxury and tranquility. This stunning 3-bedroom, 3-bath condominium features an open floor plan where each bedroom boasts a private bathroom. Quiet corner location provides panoramic ocean views, which can be enjoyed from the spacious balcony. Condo has been thoughtfully updated with modern furnishings, stainless steel appliances, water resistant bamboo flooring, and fresh paint throughout. Additional upgrades include a 2019 water heater and a 2021 HVAC system. AS A BONUS, A COMPLIMENTARY TRANSFER OF A HAMMOCK BEACH CLUB MEMBERSHIP-A $15,000 VALUE—IS INCLUDED. An ideal investment, this property has no rental restrictions and offers strong income potential. The resort's amenities include a 91,000-square-foot Fantasy Pool complex with a lazy river, water slide, and soft sandy beaches. Hammock Beach Golf Resort & Spa also boasts eight unique dini

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,709
HOAbilled quarterly$1,275
Estimated total, before insurance$4,984/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,728/yr · $477/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,565 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,728/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $392/sq ft; this home is listed at $480/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
200 Ocean Crest Drive 610, Palm Coast, FL 32137Listed by DJ & LINDSEY REAL ESTATEMar 2026$1,319,000$7873/31,67650
200 Ocean Crest Drive 1015, Palm Coast, FL 32137Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2025$660,000$3943/31,6761820
1100 Cinnamon Beach Way 1062, Palm Coast, FL 32137Listed by RE/MAX SPECIALISTSJun 2026$410,000$2443/21,6821450.6
200 Cinnamon Beach Way 133, Palm Coast, FL 32137Listed by HERRON REAL ESTATE LLCSep 2025$470,000$3503/21,34420.6
800 Cinnamon Beach Way 732, Palm Coast, FL 32137Listed by LPT REALTY LLCJul 2025$660,000$3923/21,682570.7
45 Riverview Bend S 1934, Palm Coast, FL 32137Listed by MAXREV, LLCAug 2025$369,000$2943/21,2541821.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$699,000
Price / Sq Ft$480
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,455
Year Built2003
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

This listingNo schools reported in the MLS
ElementaryOld Kings, reported on 3 other Hammock Beach listings
MiddleIndian Trails, reported on 3 other Hammock Beach listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address200 Ocean Crest Drive 405, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionHammock Beach
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Parcel Number0411313605000100405

Amenities

AmenitiesBeach Access, Cable TV, Elevator(s), Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Security, Service Elevator(s), Trash, Water
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPrivate Sewer
Water SourcePrivate
ParkingAdditional Parking, Community Structure, Electric Vehicle Charging Station(s), Garage, Guest, Off Street, Parking Lot, Unassigned
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Elevator, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingElectric
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Security24 Hour Security, Fire Alarm, Fire Sprinkler System, Gated with Guard, Key Card Entry, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Rear Porch
RoofTile
ConstructionConcrete, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJanuary 24, 2025
Days on Market115
HOA Fees$3,824 / Quarterly
HOA FrequencyQuarterly
HOA NameVesta Property Services
HOA Fee IncludesCable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Sewer, Trash, Water
Tax Amount$5,727.98
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TRADEMARK REALTY GROUP LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 30, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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