This home is in Jacksonville.

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Active

Active·49 days on market

791 Assisi Lane 1611

Jacksonville, FL 32233

$172,000$160/sqftEst. $877/moMLS# 2148551

Beds

Baths

1,074

Sq Ft

1987

Built

—

Garage

Pool

About this home

Jacksonville

This beautifully refreshed condo has been completely cleaned and freshly repainted throughout, offering a bright, clean, and modern feel. The kitchen has been upgraded with a brand-new dishwasher for added convenience. Ideal for first-time buyers or savvy investors, this condo makes a fantastic starter home or a high-demand rental property. Its low-maintenance lifestyle is especially appealing to military members and young professionals. Prime Location: Just 10 minutes from the Atlantic beaches and only 5 minutes from Mayport Naval Station, making it perfect for active duty or veterans. It also offers easy access to shopping, dining, and daily necessities. Whether you're looking to own your first place or add a strong performer to your rental portfolio, this turnkey Mayport condo delivers comfort, convenience, and excellent value.

Cost to own

Mortgage calculator

Home Price

$172,000

Down Payment: 20%

$34,400

Interest Rate: 6.58%

Loan Term

Monthly Payment

$877

Principal & Interest: $877

Property taxes (est.): $281

Insurance (est.): $115

Estimated Total Monthly

$1,272

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$877

Property taxesest. at asking price, Duval County$281

HOAbilled monthly$322

Estimated total, before insurance$1,480/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,828/yr · $236/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $175,000 in December 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$157,750	$157,750	—
2024	$155,300	$155,300	—
2023	$160,000	$160,000	—
2022	$100,000	$25,000	—
2021	$80,000	$25,000	▲ $8,000
2020	$74,000	$24,788	—

2025 property taxes (current owner): $2,828/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · FL0038776 - City of Atlantic Beach GIS sewer features

County records indicate this parcel on central sewer served by FL0038776 - City of Atlantic Beach GIS sewer features — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,797 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History