This home is in St. Augustine.

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Active

Active·45 days on market

272 Sea Woods Drive N

St. Augustine, FL 32080

$525,000$318/sqftEst. $2,794/moMLS# 2148544

Beds

Baths

1,651

Sq Ft

1996

Built

Garage

Pool

About this home

St. Augustine

SELLER IS PROUD TO OFFER UP TO $15,000 IN RENOVATION CREDITS WITH ACCEPTABLE OFFER!! Welcome to easy coastal living in the highly sought-after gated community of Seagate North in beautiful St. Augustine Beach. Ideally located just minutes from the white sugar-sand beaches of the Atlantic Ocean, this charming waterfront patio home offers the perfect blend of comfort, convenience, and carefree living. Featuring three bedrooms and two bathrooms, the home boasts a bright open floor plan filled with natural light, a sunny kitchen with adjoining breakfast room, and fresh interior paint throughout. Designed for effortless living, the spacious layout flows seamlessly to an enormous screened rear patio where you can relax and enjoy peaceful water views year-round.

Cost to own

Mortgage calculator

Home Price

$525,000

Down Payment: 20%

$105,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,669

Principal & Interest: $2,669

Est. Taxes & Insurance: $667

Estimated Total Monthly

$3,336

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,794

Property taxesest. at asking price, St. Johns County$699

HOAbilled monthly$330

Estimated total, before insurance$3,823/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$399,851	$170,731	—
2024	$396,454	$164,930	—
2023	$367,488	$158,379	—
2022	$358,916	$156,518	—
2021	$251,949	$150,343	—
2020	$239,277	$147,501	—

2025 property taxes (current owner): $2,804/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,669 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 3, 2026Listed$525,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$525,000

Price / Sq Ft$318

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,651

Total Structure Area2,506 sq ft

Acres0.12 acres

Year Built1996

TypeResidential

Sub-TypeSingle Family Residence

StylePatio Home

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

Direction FacesSouth

School Information

ElementaryW. D. Hartley

MiddleGamble Rogers

HighSt. Augustine

Community Information

Address272 Sea Woods Drive N, St. Augustine, FL 32080

Area331-St Augustine Beach

SubdivisionSeagate North

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32080

Lot Size5,227.2 sq ft

Parcel Number1757910220

ZoningPUD

Amenities

AmenitiesPool, Clubhouse, Gated, Maintenance Grounds

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewLake

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySecurity Gate