This home is in Sandy Pointe Preserve, Fernandina Beach — a waterfront home in Nassau County.
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Sold·Closed May 29, 2026·0 days on market·Recent sales in Sandy Pointe Preserve·Sandy Pointe Preserve
95149 Sandy Pointe Drive 0081
Fernandina Beach, FL 32034
All Sandy Pointe Preserve homes for sale →Search Sandy Pointe Preserve on the map
About this home
Sandy Pointe Preserve
SEDA NEW HOMES: Model Home for sale! The Fitzgerald has 4 bedroom and 3 bathrooms with 2824 sq ft. An abundance of natural light pours in with all the windows along the back wall of the home. This model has tons of upgrades and has soaring 12 -14 feet ceilings. This rendering is a conceptual drawing only and may not be the actual exterior colors selected for this house. Builder reserves the right to modify.
Next steps in Sandy Pointe Preserve
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,782 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $583,474 | $583,474 | — |
| 2024 | $638,481 | $593,615 | — |
| 2023 | $554,755 | $539,650 | — |
| 2022 | $82,500 | $54,450 | — |
| 2021 | $49,500 | $49,500 | — |
Estimated taxes if purchased at asking price: ~$11,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $248/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 95402 Woodbridge Parkway, Fernandina Beach, FL 32034Listed by CHAD AND SANDY REAL ESTATE GROUP | Oct 2026 | $465,000 | $176 | 5/3 | 2,640 | 20 | 0.5 |
| 95443 Woodbridge Parkway, Fernandina Beach, FL 32034Listed by OPENDOOR BROKERAGE, LLC. | Sep 2026 | $355,000 | $134 | 5/2.5 | 2,640 | 109 | 0.5 |
| 95136 Golden Glow Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS | Aug 2026 | $840,000 | $325 | 3/2.5 | 2,584 | 46 | 0.5 |
| 95958 Surrey Place, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $440,000 | $193 | 4/2.5 | 2,285 | 9 | 0.7 |
| 96065 College Parkway, Fernandina Beach, FL 32034Listed by AXEN REALTY LLC | Sep 2026 | $479,997 | $185 | 5/3 | 2,600 | 42 | 0.7 |
| 95214 Golden Glow Drive, Fernandina Beach, FL 32034Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC. | Sep 2026 | $640,000 | $256 | 4/3 | 2,496 | 450 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MONOGRAM REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sandy Pointe Preserve
Sandy Pointe Preserve is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on May 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines