This home is in St. Johns — a pool home in St. Johns County.
Sold·Closed Jun 22, 2026·2 days on market·Recent sales in St. Johns County
1241 Fruit Cove Drive S
St. Johns, FL 32259
About this home
St. Johns
*Multiple Offer Notice, H&B by 12:00 pm on Sunday* A stunning brick pool home on a half-acre with no HOA, sign me up! This beautifully maintained 3 bedroom, 2 bath home in the highly desired Fruit Cove Oaks neighborhood of St. Johns offers the ultimate Florida lifestyle. It perfectly blends luxurious interior upgrades like hardwood floors and a cozy fireplace with an incredible, private, resort-style outdoor oasis. Featuring spacious bedrooms, gleaming stainless steel appliances, a highly functional double oven, and a seamless flow into the main living spaces. Gorgeous hardwood flooring flows throughout, complemented by a warm and inviting fireplace that anchors the living room. Step out onto your large enclosed back patio, perfect for year-round entertaining. The screened-in pool provides a relaxing, bug-free retreat on sunny days. The property is fully fenced for privacy and the front yard features an elegant pergola, creating a picturesque setting for outdoor lounging.
Next steps in St. Johns County
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1975)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,629 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $382,005 | $109,720 | — |
| 2024 | $408,398 | $105,920 | — |
| 2023 | $418,306 | $101,379 | — |
| 2022 | $351,412 | $96,970 | — |
| 2021 | $286,677 | $92,689 | — |
| 2020 | $248,286 | $89,606 | — |
2025 property taxes (current owner): $1,973/yr
Estimated taxes if purchased at asking price: ~$8,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $235/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1014 Fruit Cove Road, Fruit Cove, FL 32259Listed by SERVICE REALTY, LLC | Sep 2026 | $580,000 | $227 | 4/3 | 2,552 | 65 | 0.6 |
| 405 Lolly Lane, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $478,000 | $220 | 4/2 | 2,170 | 0 | 0.8 |
| 244 Clover Court, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Aug 2026 | $412,000 | $239 | 3/2 | 1,723 | 18 | 0.9 |
| 629 Hummingbird Court, Jacksonville, FL 32259Listed by ERA ONETEAM REALTY | Aug 2026 | $420,000 | $225 | 3/2 | 1,866 | 56 | 1 |
| 1204 Cunningham Creek Drive, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $600,000 | $258 | 4/3 | 2,328 | 2 | 1.1 |
| 1590 Pitch Pine Avenue, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTY | Oct 2026 | $720,000 | $399 | 3/3 | 1,805 | 92 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REALTY ONE GROUP ELEVATE
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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