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Sold

Sold·Closed Jul 29, 2026·3 days on market

1119 Harmony Drive N

Fruit Cove, FL 32259

$90,000sold priceListed at $115,000 · 78.3% of asking$100/sqftMLS# 2146825
2
Beds
2
Baths
896
Sq Ft
2015
Built
—
Garage
No
Pool
No HOA7,405 sqft lotManufactured Home1 story

About this home

Fruit Cove

CASH ONLY - INVESTORS - OFFERS MUST BE SUBMITTED ON FARBAR AS IS PURCHASE AGREEMENT. Nice 2 bed 2 bath manufactured home in a quiet neighborhood. The home needs some exterior TLC, but the inside is great.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$499
Property taxesest. at asking price, St. Johns County$120
Estimated total, before insurance$618/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$90,000
$18,000
Loan Term
Monthly Payment
$499
Principal & Interest: $499
Property taxes (est.): $120
Insurance (est.): $60
Estimated Total Monthly
$678
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$125,846$0—
2024$123,590$0—
2023$131,099$0—
2022$75,213$0—
2021$50,409$0—
2020$50,852$0—

2025 property taxes (current owner): $334/yr

Estimated taxes if purchased at asking price: ~$1,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 6, 2026Closed$115,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $286/sq ft; this home is listed at $128/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1416 Lemonwood Road, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCApr 2026$295,000$2863/2.51,0304070.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$115,000
Price / Sq Ft$128
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage896
Acres0.17 acres
Year Built2015
TypeResidential
Sub-TypeManufactured Home
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1119 Harmony Drive N, Fruit Cove, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionHarmony Village
CityFruit Cove
CountySt. Johns
StateFL
Zip Code32259
Lot Size7,405.2 sq ft
Parcel Number0054140380
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

AppliancesElectric Range
HeatingCentral
CoolingCentral Air, Electric
# of Stories1
LevelsOne

Additional Information

Date ListedMay 23, 2026
Days on Market3
Tax Amount$334
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: STONE RIVER REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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