This home is in Jacksonville.

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Active Under Contract

Active Under Contract·47 days on market

4343 Irvington Avenue

Jacksonville, FL 32210

$425,000$222/sqftEst. $2,262/moMLS# 2146618

Beds

Baths

1,912

Sq Ft

1927

Built

Jacksonville

About this home

PRICE REDUCED! Nestled in a peaceful setting, this move-in ready home blends comfort, charm, & functionality with thoughtful updates thru-out. Beautiful hardwood floors, crown molding, & oversized baseboards create a warm, upscale feel, while the updated kitchen & baths provide modern convenience & style. Designed for both everyday living & entertaining, the home features 2 spacious gathering rooms plus a formal dining room, offering flexible space for hosting guests, family gatherings, or relaxing evenings at home. Step outside to enjoy the privacy-fenced backyard, shaded by mature trees & offering plenty of room for cookouts, play, or outdoor entertaining. A workshop w/ electricity is perfect for hobbies, projects or extra storage, while the attached 2-car garage & additional parking provide ample space for vehicles, boats, or guests. Curb appeal shines with manicured landscaping & a charming white picket fenced front yard, creating a welcoming first impression & a true sense of home

Cost to own

Mortgage calculator

Home Price

$425,000

Down Payment: 20%

$85,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,262

Principal & Interest: $2,262

Est. Taxes & Insurance: $566

Estimated Total Monthly

$2,828

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,262

Property taxesest. at asking price, Duval County$694

Estimated total, before insurance$2,956/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$345,813	$275,041	—

2025 property taxes (current owner): $5,427/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle, Other — year not disclosed (home built 1927)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,344 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History