This home is in Jacksonville.
Sold·Closed Jul 13, 2026·35 days on market·Recent sales in Jacksonville
11442 Tori Lane
Jacksonville, FL 32218
About this home
Jacksonville
Welcome to the immaculate Victoria Pointe community.. This 5 bed, 3 bath home is loaded with upgrades and is move-in ready.. Home has been perfectly maintained and has outstanding curb appeal.. As you approach, the outside truly sets the tone for what's within, TONS of updates/renovations - bathrooms, kitchen, flooring, newer roof (2021), cabinets, countertops, owners suite bathroom and the list goes on.. The layout of this home is awesome and is great for guests/entertaining and provides the new owner with tons of options.. SPACIOUS bedrooms and lots of storage.. Flex room on the first floor as you walk in can be used for a home office and is equipped with surround sound speakers.. GREAT location being right next to the airport and central to all that Jacksonville has to offer. Close by shopping, schools, eating, major highways and more! One owner home. Other upgrades - Stairwell space, driveway coach lights on garage, under cabinet lighting in kitchen.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — 2021 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,727 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $291,098 | $99,024 | — |
| 2024 | $303,078 | $95,526 | — |
| 2023 | $295,654 | $91,288 | — |
| 2022 | $256,937 | $87,173 | — |
| 2021 | $210,278 | $83,178 | ▲ $20,528 |
| 2020 | $187,632 | $81,340 | — |
Estimated taxes if purchased at asking price: ~$7,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 13, 2026Closed$360,000
- May 21, 2026Listed$360,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $167/sq ft; this home is listed at $125/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2044 Oak Glen Road, Jacksonville, FL 32218Listed by NJOI REALTY LLC | Jul 2026 | $320,000 | $121 | 4/3 | 2,646 | 141 | 0.6 |
| 11529 Oaklawn Road, Jacksonville, FL 32218Listed by DOCTORS LAKE REALTY | Sep 2026 | $228,000 | $96 | 3/2.5 | 2,380 | 30 | 0.7 |
| 3787 Juliet Leia Circle W, Jacksonville, FL 32218Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $339,000 | $167 | 4/2 | 2,030 | 122 | 1.2 |
| 3697 Mindy Ashley Lane, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $340,000 | $151 | 4/3 | 2,256 | 28 | 1.3 |
| 12573 Sampson Road, Jacksonville, FL 32218Listed by MOMENTUM REALTY | Jul 2026 | $635,000 | $191 | 4/3 | 3,330 | 8 | 1.4 |
| 12705 Fabius Way, Jacksonville, FL 32218Listed by MERITAGE HOMES OF FLORIDA REALTY | Sep 2026 | $425,990 | $171 | 4/3 | 2,486 | 21 | 1.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER ANABASIS REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
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Krista Fracke
Broker Associate
This home sold on Jul 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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