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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Sold

Sold·Closed Jun 22, 2026·8 days on market·Recent sales in New Construction — Jacksonville

3101 Gerona Drive E

Jacksonville, FL 32224

$450,000sold priceListed at $375,000 · 120% of asking$493/sqftMLS# 2146468
2
Beds
2
Baths
912
Sq Ft
1985
Built
—
Garage
No
Pool
No HOA0.67 acresSingle Family Residence2 stories

About this home

Jacksonville

Tucked away on the end of a quiet street in a established neighborhood, this beautifully updated home offers a rare combination of privacy, flexibility, and exceptional investment potential .Nestled on an expansive lot.67-acre lot, the property provides endless possibilities for future growth, including ADU, multigenerational living or additional income -producing opportunities. This move -in ready residence features 2 bedrooms ,2 baths and a flex space perfect for a office gym or playroom .Thoughtfully updated throughout ,recent improvements include new windows,HVAC system ,water heater ,appliances, modern interior finishes , fresh interior and exterior paint, delivering a truly turnkey experience .A brand new well, water purification system add peace of mind and long term value . lLocated minutes from Mayo Clinic and the beaches area, top rated schools shopping and dinning ,this property offers serenity and convenience to a growing area.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,493
Property taxesest. at asking price, Duval County$735
Estimated total, before insurance$3,227/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,268/yr · $439/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,493
Principal & Interest: $2,493
Property taxes (est.): $735
Insurance (est.): $300
Estimated Total Monthly
$3,527
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~995 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $134,500 in August 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$377,206$274,783—
2025$275,317$275,317—
2024$308,697$249,803—
2024$276,338$276,216—
2023$310,922$227,094—
2023$251,106$251,106—
2022$263,214$206,449—
2022$227,295$177,295—
2021$204,565$187,681—
2021$176,139$176,139▲ $7,813
2020$201,522$170,619—
2020$160,437$45,111—

2025 property taxes (current owner): $5,268/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 23, 2026Closed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $318/sq ft; this home is listed at $411/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14051 Claridge Road N, Jacksonville, FL 32250Listed by EAGLES WORLD REALTY, INCJul 2026$343,000$3183/21,0781600.7
14192 Hampton Falls Drive N, Jacksonville, FL 32224Listed by EXP REALTY LLCFeb 2026$345,000$2913/21,185201
1712 Wildwood Creek Lane, Jacksonville, FL 32246Listed by VREELAND REAL ESTATE LLCJun 2026$374,900$3183/21,180322.2
71 Naugatuck Drive, Jacksonville, FL 32225Listed by EXP REALTY LLCSep 2025$275,000$2363/21,165462.2
13653 Myrica Court, Jacksonville, FL 32224Listed by CYPRESS VILLAGE REAL ESTATEAug 2026$371,100$3212/21,155332.5
12179 Antibes Street, Jacksonville, FL 32224Listed by HERRON REAL ESTATE LLCJun 2026$306,000$2673/21,14452.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$375,000
Price / Sq Ft$411
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage912
Acres0.67 acres
Year Built1985
TypeResidential
Sub-TypeSingle Family Residence
StyleStilt
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address3101 Gerona Drive E, Jacksonville, FL 32224
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionGolden Glades
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size29,185.2 sq ft
Lot Dimensions100x290 ft.
Parcel Number1665700000
ZoningResidential

Amenities

Community FeaturesRestaurant
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingCarport, RV Access/Parking
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Pantry
AppliancesDishwasher, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dryer, Ice Maker, Microwave, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryUpper Level
SecuritySmoke Detector(s)

Exterior

Lot DescriptionDead End Street, Drainage Canal, Many Trees
Patio / PorchCovered, Porch
RoofShingle
ConstructionFrame, Wood Siding
Road FrontagePrivate Road

Additional Information

Date ListedMay 21, 2026
Days on Market8
Tax Amount$5,268.45
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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