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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·79 days on market

3625 Creswick Circle B

Orange Park, FL 32065

$255,000$158/sqftEst. $1,300/moMLS# 2145472
3
Beds
2
Baths
1,617
Sq Ft
2007
Built
1
Garage
No
Pool

About this home

Orange Park

Come see this beautiful 3-bedroom, 2.5-bath townhome located in the desirable Briar Oaks community. This well-maintained home features fresh new exterior paint and a brand-new roof completed in 2026, offering both style and peace of mind. Conveniently located near Oakleaf shopping, restaurants, A-rated schools, hospitals, and the new Walmart. This home provides easy access to everything you need while still offering a comfortable community feel. Enjoy spacious living areas, great natural light, and a location that makes everyday living convenient. Perfect for first-time buyers, growing families, or anyone looking for low-maintenance living in a prime area.

Cost to own

Mortgage calculator

$255,000
$51,000
Loan Term
Monthly Payment
$1,300
Principal & Interest: $1,300
Property taxes (est.): $391
Insurance (est.): $170
Estimated Total Monthly
$1,861
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,300
Property taxesest. at asking price, Clay County$391
HOAbilled monthly$197
Estimated total, before insurance$1,888/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,700/yr · $142/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $253,000 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$221,610$0
2024$216,511$0
2023$213,107$173,583
2022$192,745$157,803
2021$143,458$143,458
2020$132,089$132,089

2025 property taxes (current owner): $1,700/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 15, 2026Listed$255,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$255,000
Price / Sq Ft$158
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,617
Acres0.06 acres
Year Built2007
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address3625 Creswick Circle B, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionBriar Oaks Townhomes
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size2,613.6 sq ft
Parcel Number06042500786980357

Amenities

AmenitiesPool, Barbecue, Basketball Court, Cable TV, Clubhouse, Fitness Center, Gated, Jogging Path, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener, Parking Lot

Interior

Interior FeaturesCeiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDisposal, Electric Range, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Upper Level, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 15, 2026
Days on Market25
HOA Fees$197 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control
Tax Amount$1,699.72
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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