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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Sep 15, 2026·3 days on market

625 Oakleaf Plantation Parkway 715

Orange Park, FL 32065

$109,000sold priceListed at $140,000 · 77.9% of asking$69/sqftMLS# 2162958
3
Beds
2.5
Baths
1,581
Sq Ft
2009
Built
—
Garage
No
Pool
FEMA Zone XHOA $240/mo1007.00 acresTownhouse2 stories

About this home

Orange Park

***INVESTOR SPECIAL**** A rare find in Oakleaf. Townhome listed below market value. Listed to sale. CASH ONLY. AS-IS. Easy to show. Call me directly if you have any questions.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$604
Property taxesest. at asking price, Clay County$167
HOAbilled monthly$240
Estimated total, before insurance$1,011/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,593/yr · $216/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$109,000
$21,800
Loan Term
Monthly Payment
$604
Principal & Interest: $604
Property taxes (est.): $167
Insurance (est.): $73
Estimated Total Monthly
$843
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,748 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,593/yr

Estimated taxes if purchased at asking price: ~$2,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 16, 2026Closed$140,000
  • Sep 3, 2026Pending$140,000
  • Sep 1, 2026Listed$140,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $128/sq ft; this home is listed at $89/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4220 Plantation Oaks Boulevard 1813, Orange Park, FL 32065Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$155,000$1053/2.51,47560.2
4220 Plantation Oaks Boulevard 1811, Orange Park, FL 32065Listed by WATSON REALTY CORPJul 2026$199,900$1253/2.51,5962200.2
4220 Plantation Oaks Boulevard 1715, Orange Park, FL 32065Listed by MARK SPAIN REAL ESTATEJun 2026$190,000$1283/2.51,484310.2
575 Oakleaf Plantation Parkway 1803, Orange Park, FL 32065Listed by JPAR CITY AND BEACHJun 2026$190,000$1712/2.51,110300.2
575 Oakleaf Plantation Parkway 916, Orange Park, FL 32065Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$135,000$1172/21,1501840.3
575 Oakleaf Plantation Parkway 1502, Orange Park, FL 32065Listed by EXIT INSPIRED REAL ESTATESep 2026$185,000$1672/2.51,1101220.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$140,000
Price / Sq Ft$89
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,581
Acres1007.00 acres
Year Built2009
TypeResidential
Sub-TypeTownhouse
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryPlantation Oaks
MiddleOakleaf Jr High

Community Information

Address625 Oakleaf Plantation Parkway 715, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionCoventry
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size43,864,920 sq ft
Parcel Number06042500786907041

Amenities

UtilitiesElectricity Available
Water SourcePublic
ParkingAdditional Parking, Assigned

Interior

AppliancesConvection Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedSeptember 1, 2026
Days on Market3
HOA Fees$240 / Monthly
HOA FrequencyMonthly
Tax Amount$2,593.13
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 INTEGRA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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