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Sold

Sold·Closed Jun 29, 2026·31 days on market

4220 Plantation Oaks Boulevard 1715

Orange Park, FL 32065

$190,000sold priceListed at $190,000 · 100% of asking$128/sqftMLS# 2137435
3
Beds
2.5
Baths
1,484
Sq Ft
2010
Built
—
Garage
No
Pool
HOA $462/moTownhouse2 stories

About this home

Orange Park

Well-maintained 3-bedroom, 2.5-bath town home in Plantation Oaks offers a functional layout and low-maintenance living in a highly convenient location making this townhome one of the best values around. The main level features durable LVP flooring across the entry, dining, and living areas, stainless steel appliances, creating a functional and easy-to-maintain space. The layout flows naturally into the living area for everyday use or entertaining. Upstairs includes all three bedrooms, including a private primary suite. AC replaced just 1 year ago, offering comfort and peace of mind. Located minutes from Blanding Blvd, shopping, dining, and I-295 for quick access to Jacksonville.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,052
Property taxesest. at asking price, Clay County$291
HOAbilled monthly$462
Estimated total, before insurance$1,806/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,342/yr · $112/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$190,000
$38,000
Loan Term
Monthly Payment
$1,052
Principal & Interest: $1,052
Property taxes (est.): $291
Insurance (est.): $127
Estimated Total Monthly
$1,470
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,748 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,342/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $148/sq ft; this home is listed at $128/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4220 Plantation Oaks Boulevard 1813, Orange Park, FL 32065Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$155,000$1053/2.51,47560
4220 Plantation Oaks Boulevard 1811, Orange Park, FL 32065Listed by WATSON REALTY CORPJul 2026$199,900$1253/2.51,5962200
625 Oakleaf Plantation Parkway 715, Orange Park, FL 32065Listed by CENTURY 21 INTEGRASep 2026$109,000$693/2.51,58130.2
3680G Creswick Circle G, Orange Park, FL 32065Listed by JWB REALTY LLCJul 2026$238,000$1483/2.51,606820.2
3660 Creswick Circle C, Orange Park, FL 32065Listed by MOMENTUM REALTYJun 2026$240,000$1483/2.51,617810.2
575 Oakleaf Plantation Parkway 1502, Orange Park, FL 32065Listed by EXIT INSPIRED REAL ESTATESep 2026$185,000$1672/2.51,1101220.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$190,000
Price / Sq Ft$128
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,484
Year Built2010
TypeResidential
Sub-TypeTownhouse
StatusClosed
Has PoolNo
Is WaterfrontNo

School Information

ElementaryPlantation Oaks
MiddleOakleaf Jr High

Community Information

Address4220 Plantation Oaks Boulevard 1715, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionCoventry
CityOrange Park
CountyClay
StateFL
Zip Code32065
Parcel Number06-04-25-007869-07
ZoningPUD

Amenities

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, On Street

Interior

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air, Electric
# of Stories2

Exterior

RoofShingle
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedMarch 30, 2026
Days on Market31
HOA Fees$462 / Monthly
HOA FrequencyMonthly
Tax Amount$1,341.72
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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