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Sold

Sold·Closed Jul 8, 2026·82 days on market

3680G Creswick Circle G

Orange Park, FL 32065

$238,000sold priceListed at $245,900 · 96.8% of asking$148/sqftMLS# 2139785
3
Beds
2.5
Baths
1,606
Sq Ft
2008
Built
—
Garage
No
Pool
FEMA Zone XHOA $196/mo2,178 sqft lotTownhouse2 stories

About this home

Orange Park

[UPDATED APRIL 2026] [Seller Offering $5k towards Buyer CC w/ an accepted list price offer!] Step into this beautifully updated, move-in ready townhome located in the heart of Oakleaf Plantation. Fresh, clean, & full of charm, this spacious home, built in 2008, offers 3 bedrooms, 2.5 bathrooms & a thoughtfully designed layout ideal for comfortable living. The main level features a convenient half bath & an open-concept kitchen that overlooks the large living area, complete w/ Brand NEW SS appliances. Upstairs, you'll find 3 generously sized bedrooms & 2 full bathrooms. The primary suite includes a private ensuite bath w/ dual vanities & a large walk-in closet. For added convenience, the laundry area is also located on the 2nd floor. An attached garage provides secure, covered parking. Located in the gated Briar Oaks community, residents enjoy access to Oakleaf Plantation's extensive amenities. Plus, you're within walking distance to top-rated Oakleaf schools, shopping, dining,...

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,318
Property taxesest. at asking price, Clay County$365
HOAbilled monthly$196
Estimated total, before insurance$1,879/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$238,000
$47,600
Loan Term
Monthly Payment
$1,318
Principal & Interest: $1,318
Property taxes (est.): $365
Insurance (est.): $159
Estimated Total Monthly
$1,842
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,759 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$217,298$204,620—
2024$212,174$186,019—
2023$210,734$169,109—
2022$188,330$153,736—
2021$139,760$139,760—
2020$128,653$128,653—

Estimated taxes if purchased at asking price: ~$4,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 8, 2026Closed$245,900
  • Apr 17, 2026Listed$245,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $128/sq ft; this home is listed at $153/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4220 Plantation Oaks Boulevard 1813, Orange Park, FL 32065Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$155,000$1053/2.51,47560.1
4220 Plantation Oaks Boulevard 1811, Orange Park, FL 32065Listed by WATSON REALTY CORPJul 2026$199,900$1253/2.51,5962200.1
3660 Creswick Circle C, Orange Park, FL 32065Listed by MOMENTUM REALTYJun 2026$240,000$1483/2.51,617810.1
4220 Plantation Oaks Boulevard 1715, Orange Park, FL 32065Listed by MARK SPAIN REAL ESTATEJun 2026$190,000$1283/2.51,484310.2
625 Oakleaf Plantation Parkway 715, Orange Park, FL 32065Listed by CENTURY 21 INTEGRASep 2026$109,000$693/2.51,58130.3
339 Sunstone Court, Orange Park, FL 32065Listed by MARK SPAIN REAL ESTATEJul 2026$185,000$1283/2.51,440120.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$245,900
Price / Sq Ft$153
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,606
Acres0.05 acres
Year Built2008
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address3680G Creswick Circle G, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionBriar Oaks Townhomes
CityOrange Park
CountyClay
StateFL
Zip Code32065
Lot Size2,178 sq ft
Parcel Number06042500786980314
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

RoofShingle

Additional Information

Date ListedApril 17, 2026
Days on Market82
HOA Fees$196 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JWB REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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