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Sold

Sold·Closed Jul 8, 2026·220 days on market

4220 Plantation Oaks Boulevard 1811

Orange Park, FL 32065

$199,900sold priceListed at $199,900 · 100% of asking$125/sqftMLS# 2108775
3
Beds
2.5
Baths
1,596
Sq Ft
2010
Built
—
Garage
No
Pool
FEMA Zone XHOA $488/moTownhouse2 stories

About this home

Orange Park

Don't miss this end-unit townhome in Plantation Oaks--perfect for homeowners or investors! Offering 3BR/2.5BA, an open living area, screened patio, and added privacy with no neighbors on one side, this home is move-in ready and low-maintenance with exterior upkeep included in the HOA. Residents enjoy a community pool, clubhouse, and trails, while the location can't be beat--minutes to Oakleaf Town Center, NAS JAX, top-rated schools, and I-295 and SR23 for an easy commute. Whether you're looking for a turnkey home, a strong rental opportunity, or affordable home ownership, this property checks all the boxes!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,107
Property taxesest. at asking price, Clay County$306
HOAbilled monthly$488
Estimated total, before insurance$1,901/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,441/yr · $203/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$199,900
$39,980
Loan Term
Monthly Payment
$1,107
Principal & Interest: $1,107
Property taxes (est.): $306
Insurance (est.): $133
Estimated Total Monthly
$1,547
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $255,000 in July 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$204,728$65,018—
2024$199,945$62,338—
2023$196,726$58,921—
2022$175,395$175,395—
2021$121,957$121,957—
2020$115,932$115,932—

2024 property taxes (current owner): $2,441/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 9, 2026Closed$199,900
  • Oct 5, 2025Listed$199,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $128/sq ft; this home is listed at $125/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4220 Plantation Oaks Boulevard 1813, Orange Park, FL 32065Listed by OPENDOOR BROKERAGE, LLC.Sep 2026$155,000$1053/2.51,47560
4220 Plantation Oaks Boulevard 1715, Orange Park, FL 32065Listed by MARK SPAIN REAL ESTATEJun 2026$190,000$1283/2.51,484310
3680G Creswick Circle G, Orange Park, FL 32065Listed by JWB REALTY LLCJul 2026$238,000$1483/2.51,606820.1
625 Oakleaf Plantation Parkway 715, Orange Park, FL 32065Listed by CENTURY 21 INTEGRASep 2026$109,000$693/2.51,58130.2
3660 Creswick Circle C, Orange Park, FL 32065Listed by MOMENTUM REALTYJun 2026$240,000$1483/2.51,617810.2
339 Sunstone Court, Orange Park, FL 32065Listed by MARK SPAIN REAL ESTATEJul 2026$185,000$1283/2.51,440120.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$199,900
Price / Sq Ft$125
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,596
Total Structure Area1,747 sq ft
Year Built2010
TypeResidential
Sub-TypeTownhouse
StyleHalf Duplex
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryPlantation Oaks
MiddleOakleaf Jr High

Community Information

Address4220 Plantation Oaks Boulevard 1811, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionCoventry
CityOrange Park
CountyClay
StateFL
Zip Code32065
Parcel Number06042500786907246
ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Playground, Tennis Court(s), Trash
Community FeaturesSidewalks
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceNo
# of Fireplaces0
# of Stories2
LevelsTwo
LaundryUpper Level

Exterior

Patio / PorchPatio, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 5, 2025
Days on Market220
HOA Fees$487.85 / Monthly
HOA FrequencyMonthly
HOA NameCoventry
HOA Fee IncludesMaintenance Grounds, Trash
Tax Amount$2,441.23
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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