This lot is in Palm Valley, Ponte Vedra Beach.
$1,095,0001.09 acres · Unimproved Land
Active·92 days on market·Palm Valley
95 Walter Way
Ponte Vedra Beach, FL 32082
3 more homes for sale in Palm Valley →Search Palm Valley on the map
See it this week
Want to walk this lot this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone, the survey and the utilities, so you know what you can build.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this lot
Palm Valley
True luxury is designing a home around the way your family lives--keeping what you love, leaving out what you don't--until the finished house and grounds feel like you: your character, your eye, your sense of beauty, written into the architecture and the landscape. 95 Walter Way is a 1.09-acre custom homesite in Ponte Vedra Beach, tucked off the main road and reached by a private drive in a quiet enclave where only a handful of new residences will be built. The lot's generous 145-foot width and 325-foot depth offer room for a residence, pool, outdoor living, gardens, and the open lawn a family can use every day--without shrinking the dream to fit a small, narrow parcel pressed against a neighboring house. As Ponte Vedra Beach reaches build-out, land like this is becoming increasingly rare: a full acre on which to create a brand-new home with intention, shaped to your taste rather than an old, inefficient house and a floor plan that almost works.
Next steps in Palm Valley
Cost to own
Carrying cost
What holding this lot costs per month at the asking price. Land loans run on different terms than a home mortgage, so the payment is left out; ask for current lot-loan terms.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance) (the whole 1.1-acre lot)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Park8 min drive · 202 parking spaces
Closest park or preserve
Nocatee Preserve12 min drive · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 2 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 2 mi · Intracoastal Waterway
Closest youth league fields
Cornerstone Park10 min drive · Baseball
Closest grocery store
Publix4 min drive · 3777 Palm Valley Rd, Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $300,000 | $300,000 | — |
| 2024 | $371,250 | $311,018 | — |
| 2023 | $337,500 | $282,744 | — |
| 2022 | $257,040 | $257,040 | — |
| 2021 | $252,995 | $113,160 | — |
| 2020 | $102,873 | $102,873 | — |
2025 property taxes (current owner): $4,500/yr
Estimated taxes if purchased at asking price: ~$17,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 9, 2026Price change$1,095,000+$30,000
- Aug 5, 2026Price change$1,065,000+$15,000
- Aug 1, 2026Price change$1,050,000+$50,000
- Jul 7, 2026Withdrawn$1,000,000
- May 13, 2026Listed$1,000,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $841,346 an acre; this lot is listed at $1,004,587 an acre.
| Address | Closed | Price | $/acre | Acres | DOM | Miles |
|---|---|---|---|---|---|---|
| 137 Walter Way, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Jul 2026 | $875,000 | $841,346 | 1.04 | 142 | 0.1 |
| 35 Walter Way, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Dec 2025 | $875,000 | $638,686 | 1.37 | 0 | 0.1 |
| 506 Autumn Tide Trail, Ponte Vedra, FL 32081Listed by LOKATION | May 2026 | $2,050,000 | $2,440,476 | 0.84 | 66 | 1.5 |
| 1162B Neck Road, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jan 2026 | $1,095,000 | $697,452 | 1.57 | 53 | 1.5 |
| 1162C Neck Road, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jan 2026 | $1,025,000 | $669,935 | 1.53 | 23 | 1.5 |
| 1020 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by KST GROUP LLC | Nov 2025 | $2,125,000 | $2,442,529 | 0.87 | 98 | 1.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this lot is worth; Krista runs the adjustments per lot.
Features
School Information
Community Information
Amenities
Exterior
Additional Information
Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palm Valley
Palm Valley is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Palm Valley homes for sale →Keep looking
More homes in Palm Valley
For Sale216 Clatter Bridge RoadPonte Vedra, FL 32081
4 bd · 4.5 ba · 3,621 sq ft
$3,250,000Est. $17,298/moWelcome to the Palm Valley Yacht Club -- at least, that's what the homeowners lovingly call this stunning waterfront…
Listing Office: berkshire hathaway homeservices florida network realty
For Sale4640 Palm Valley RoadPonte Vedra Beach, FL 32082
6 bd · 7 ba · 5,422 sq ft
$3,750,000Est. $19,959/moSet on 1.2 private acres, the Floresta -- a signature model by Fox Signature Homes -- offers a seamless blend of…
Listing Office: era oneteam realty
For Sale365 S Roscoe BoulevardPonte Vedra Beach, FL 32082
5 bd · 5.5 ba · 5,400 sq ft
$4,275,000Est. $22,753/moNinety feet of Intracoastal frontage in the heart of Palm Valley, minutes from Nocatee Parkway, restaurants, and…
Listing Office: re/max specialists pv
Explore the area
More in Palm Valley
Palm Valley guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines