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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Aug 10, 2026·53 days on market·Recent sales in Jacksonville

9061 Bridgecreek Drive W

Jacksonville, FL 32244

$295,000sold priceListed at $289,900 · 101.8% of asking$193/sqftMLS# 2145087
3
Beds
2
Baths
1,530
Sq Ft
1998
Built
2
Garage
No
Pool
FEMA Zone XHOA $41/mo13,068 sqft lotWaterfrontSingle Family Residence1 story

About this home

Jacksonville

The perfect blend of comfort, updates, and everyday convenience in the heart of Jacksonville's Chimney Lakes community. Freshly painted and truly move-in ready, this charming home has been thoughtfully refreshed with newer vinyl plank flooring throughout the main living areas and bathrooms, carpet in the bedrooms, updated lighting, and a newer sliding glass door. Major improvements including the roof and HVAC were completed in 2020, giving peace of mind for years to come. Inside, you'll find bright, welcoming spaces designed for easy living and entertaining. Step outside to a large screened lanai overlooking a peaceful lake view -- the perfect spot for morning coffee, weekend gatherings, or simply relaxing while the kids and pets enjoy the private fenced backyard. Conveniently located near the Oakleaf Town Center, I-295, shopping, dining, and military bases, this home combines lifestyle, location, and value in one beautifully updated package.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,634
Property taxesest. at asking price, Duval County$482
HOAbilled quarterly$41
Estimated total, before insurance$2,157/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,737/yr · $395/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$295,000
$59,000
Loan Term
Monthly Payment
$1,634
Principal & Interest: $1,634
Property taxes (est.): $482
Insurance (est.): $197
Estimated Total Monthly
$2,312
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,699 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$247,214$245,944—
2024$254,839$223,586▲ $11,804
2023$244,529$203,260▲ $7,193
2022$195,784$184,782—
2021$167,984$167,984—
2020$141,528$141,528—

2025 property taxes (current owner): $4,737/yr

Estimated taxes if purchased at asking price: ~$5,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 11, 2026Closed$289,900
  • Jul 11, 2026Active Under Contract$289,900
  • May 21, 2026Listed$289,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $189/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9314 Bruntsfield Drive, Jacksonville, FL 32244Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$333,000$1733/21,925460.6
8603 Beresford Lane, Jacksonville, FL 32244Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$360,000$1964/21,833540.6
8873 Pisces Circle S, Jacksonville, FL 32222Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$195,000$1083/21,800970.7
3412 Deerfield Pointe Drive, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$323,340$2053/21,576201
9683 Hazel Lake Drive, Jacksonville, FL 32222Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$255,900$1733/21,47991.1
9857 Melrose Creek Drive, Jacksonville, FL 32222Listed by WATSON REALTY CORPAug 2026$315,000$2033/21,54811.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$289,900
Price / Sq Ft$189
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,530
Total Structure Area1,750 sq ft
Acres0.30 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesNortheast

School Information

ElementaryChimney Lakes
MiddleWestside
HighWestside High School

Community Information

Address9061 Bridgecreek Drive W, Jacksonville, FL 32244
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionArgyle Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size13,068 sq ft
Lot Dimensions60X212
Parcel Number0164645644
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewLake
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories1
LevelsOne

Exterior

Patio / PorchRear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMay 21, 2026
Days on Market53
HOA Fees$123.4 / Quarterly
HOA FrequencyQuarterly
Tax Amount$4,737.4
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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