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Sold

Sold·Closed Aug 31, 2026·20 days on market

3412 Deerfield Pointe Drive

Orange Park, FL 32073

$323,340sold priceListed at $324,000 · 99.8% of asking$205/sqftMLS# 2153766
3
Beds
2
Baths
1,576
Sq Ft
1990
Built
2
Garage
No
Pool
FEMA Zone XHOA $25/mo10,454 sqft lotSingle Family Residence1 story

About this home

Orange Park

Move-In Ready, newly renovated with vaulted Ceilings & a NEW ROOF before closing! This beautifully updated 3-bedroom, 2-bath home features a spacious family room, office or 4th bedroom, seperate dining room, soaring vaulted ceilings, luxury vinyl plank flooring throughout the main living areas and bedrooms, and a cozy wood-burning fireplace. The renovated kitchen offers white shaker cabinets, quartz countertops, subway tile backsplash, stainless steel appliances, recessed lighting, and a spacious eat-in dining area. The oversized primary suite includes a walk-in closet, dual vanities, soaking tub, and separate tiled walk-in shower. Enjoy a fully fenced backyard with room for pets, play, or entertaining, plus mature landscaping and an attached two-car garage. Conveniently located near shopping, dining, schools, parks, and major commuter routes. Stylish updates, functional living spaces, and a brand-new roof make this home a must-see!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,791
Property taxesest. at asking price, Clay County$496
HOAbilled quarterly$25
Estimated total, before insurance$2,312/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,395/yr · $200/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$323,340
$64,668
Loan Term
Monthly Payment
$1,791
Principal & Interest: $1,791
Property taxes (est.): $496
Insurance (est.): $216
Estimated Total Monthly
$2,502
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,679 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$242,629$122,983—
2024$242,052$118,810—
2023$232,364$113,894—
2022$206,540$109,121—
2021$161,131$104,487—
2020$152,355$102,355—

2025 property taxes (current owner): $2,395/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 2, 2026Closed$324,000
  • Jul 24, 2026Active Under Contract$324,000
  • Jul 23, 2026Price change$324,000+$4,000
  • Jul 3, 2026Listed$320,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $182/sq ft; this home is listed at $206/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
398 Willow Green Drive, Orange Park, FL 32073Listed by HOUWZER, INC.Sep 2026$269,900$1823/21,486380.4
8603 Beresford Lane, Jacksonville, FL 32244Listed by KELLER WILLIAMS FIRST COAST REALTYSep 2026$360,000$1964/21,833540.4
9314 Bruntsfield Drive, Jacksonville, FL 32244Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$333,000$1733/21,925460.5
342 Wildberry Court, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$299,900$2053/21,462680.5
3243 Millpond Court, Orange Park, FL 32065Listed by HERRON REAL ESTATE LLCSep 2026$325,000$1664/21,955190.7
473 Thornberry Road, Orange Park, FL 32073Listed by JOSEPH WALTER REALTY LLCSep 2026$261,864$1533/21,708360.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$324,000
Price / Sq Ft$206
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,576
Acres0.24 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryArgyle
MiddleOakleaf Jr High

Community Information

Address3412 Deerfield Pointe Drive, Orange Park, FL 32073
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionDeerfield Pointe
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size10,454.4 sq ft
Parcel Number04042500786700249

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesEat-in Kitchen, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne

Additional Information

Date ListedJuly 3, 2026
Days on Market20
HOA Fees$76 / Quarterly
HOA FrequencyQuarterly
HOA NameDeerfield Pointe
Tax Amount$2,395.09
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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