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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Aug 26, 2026·1 day on market·Recent sales in Jacksonville

9857 Melrose Creek Drive

Jacksonville, FL 32222

$315,000sold priceListed at $310,000 · 101.6% of asking$203/sqftMLS# 2158110
3
Beds
2
Baths
1,548
Sq Ft
2017
Built
2
Garage
No
Pool
FEMA Zone XHOA $88/mo12,197 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to this beautifully maintained home in the sought-after Longleaf community! Designed for comfortable Florida living, this move-in ready residence features an open-concept floor plan, spacious living areas, and thoughtful upgrades throughout. The fenced backyard showcases three custom granite patios, mature shade trees, a retractable patio shade, and a 240V hookup ready for your future hot tub--perfect for entertaining or relaxing. Inside, enjoy a custom kitchen pantry, custom primary closet, ceiling fans in every bedroom, and a UV air sanitation system for the HVAC. The garage offers built-in shelving, a garden tool rack, and an overhead pulley storage system for bikes and kayaks. Conveniently located near shopping, dining, major highways, NAS Jacksonville, Cecil Commerce Center, and Oakleaf Town Center, with Longleaf amenities including a community pool, playground, sidewalks, and more. Pride of ownership shines throughout!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,745
Property taxesest. at asking price, Duval County$514
HOAbilled monthly$88
Estimated total, before insurance$2,347/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,086/yr · $257/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$315,000
$63,000
Loan Term
Monthly Payment
$1,745
Principal & Interest: $1,745
Property taxes (est.): $514
Insurance (est.): $210
Estimated Total Monthly
$2,469
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:27 AM, sunset 7:01 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,086/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 26, 2026Closed$310,000
  • Aug 21, 2026Pending$310,000
  • Aug 2, 2026Active Under Contract$310,000
  • Jul 31, 2026Listed$310,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $197/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9683 Hazel Lake Drive, Jacksonville, FL 32222Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$255,900$1733/21,47990.2
7281 Claremont Creek Drive, Jacksonville, FL 32222Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$299,000$1933/21,54860.4
10119 Dogwood Creek Drive, Jacksonville, FL 32222Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$309,000$2003/21,548530.4
7137 Claremont Creek Drive, Jacksonville, FL 32222Listed by REAL BROKER LLCSep 2026$305,000$1973/21,548100.4
9624 Grove Hill Lane, Jacksonville, FL 32222Listed by RPB REALTY,INCSep 2026$355,000$2024/21,759150.5
6878 Wall Springs Drive, Jacksonville, FL 32222Listed by 1 PERCENT LISTS FIRST COASTSep 2026$294,500$1633/21,802380.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$310,000
Price / Sq Ft$200
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,548
Total Structure Area2,088 sq ft
Acres0.28 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Traditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryEnterprise
MiddleCharger Academy
HighWestside High School

Community Information

Address9857 Melrose Creek Drive, Jacksonville, FL 32222
Area064-Bent Creek/Plum Tree
SubdivisionLongleaf
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size12,196.8 sq ft
Parcel Number0164098460
ZoningPUD

Amenities

AmenitiesPool, Fitness Center, Playground
Community FeaturesSidewalks, Suburban, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewPond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecurityClosed Circuit Camera(s), Security Lights, Smoke Detector(s)

Exterior

Lot DescriptionFew Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
FencingBack Yard, Vinyl, Wrought Iron
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 1, 2026
Days on Market1
HOA Fees$88 / Monthly
HOA FrequencyMonthly
HOA NameLongleaf
Tax Amount$3,085.5
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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