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Active Under Contract

Active Under Contract·13 days on market

9857 Melrose Creek Drive

Jacksonville, FL 32222

$310,000$200/sqftEst. $1,595/moMLS# 2158110

Beds

Baths

1,548

Sq Ft

2017

Built

Garage

Pool

About this home

Jacksonville

Welcome to this beautifully maintained home in the sought-after Longleaf community! Designed for comfortable Florida living, this move-in ready residence features an open-concept floor plan, spacious living areas, and thoughtful upgrades throughout. The fenced backyard showcases three custom granite patios, mature shade trees, a retractable patio shade, and a 240V hookup ready for your future hot tub--perfect for entertaining or relaxing. Inside, enjoy a custom kitchen pantry, custom primary closet, ceiling fans in every bedroom, and a UV air sanitation system for the HVAC. The garage offers built-in shelving, a garden tool rack, and an overhead pulley storage system for bikes and kayaks. Conveniently located near shopping, dining, major highways, NAS Jacksonville, Cecil Commerce Center, and Oakleaf Town Center, with Longleaf amenities including a community pool, playground, sidewalks, and more. Pride of ownership shines throughout!

Cost to own

Mortgage calculator

Home Price

$310,000

Down Payment: 20%

$62,000

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,595

Principal & Interest: $1,595

Property taxes (est.): $506

Insurance (est.): $207

Estimated Total Monthly

$2,308

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,595

Property taxesest. at asking price, Duval County$506

HOAbilled monthly$88

Estimated total, before insurance$2,190/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,086/yr · $257/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,086/yr

Estimated taxes if purchased at asking price: ~$6,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 2, 2026Active Under Contract$310,000
Jul 31, 2026Listed$310,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$310,000

Price / Sq Ft$200

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,548

Total Structure Area2,088 sq ft

Acres0.28 acres

Year Built2017

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryEnterprise

MiddleCharger Academy

HighWestside High School

Community Information

Address9857 Melrose Creek Drive, Jacksonville, FL 32222

Area064-Bent Creek/Plum Tree

SubdivisionPlum Tree

CityJacksonville

CountyDuval

StateFL

Zip Code32222

Lot Size12,196.8 sq ft

Parcel Number0164098460

ZoningPUD

Amenities

AmenitiesPool, Fitness Center, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewPond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Laminate, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecurityClosed Circuit Camera(s), Security Lights, Smoke Detector(s)