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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Active

Active·34 days on market

8470 Sand Point Drive E

Jacksonville, FL 32244

$275,000$125/sqftEst. $1,468/moMLS# 2122239
4
Beds
2.5
Baths
2,197
Sq Ft
1987
Built
2
Garage
Yes
Pool
FEMA Zone XHOA $41/mo10,454 sqft lotSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

*Short Sale* This 4BR/2.5BA home is in a desirable Orange Park location. The property features a spacious main living area with a brick fireplace, a generous kitchen layout, a large primary suite, and a backyard with an in-ground pool. With solid structure and excellent design, this home is ready for the right investor to bring it back to life. Located minutes from shopping, dining, Orange Park Mall, and I-295. *SOLD AS IS*. Seller will not make any repairs. Buyer to verify all information.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,468
Property taxesest. at asking price, Duval County$449
HOAbilled quarterly$41
Estimated total, before insurance$1,959/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,465/yr · $372/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$275,000
$55,000
Loan Term
Monthly Payment
$1,468
Principal & Interest: $1,468
Property taxes (est.): $449
Insurance (est.): $183
Estimated Total Monthly
$2,100
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $341,900 in February 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$279,915$229,193—
2024$280,224$230,224▲ $12,684
2023$290,210$240,210—
2022$258,667$258,667▲ $32,081
2021$192,544$110,944—
2020$174,023$108,722—

2024 property taxes (current owner): $4,465/yr

Estimated taxes if purchased at asking price: ~$5,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 27, 2026Active$275,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$275,000
Price / Sq Ft$125
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,197
Acres0.24 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Heated
Is WaterfrontNo

Community Information

Address8470 Sand Point Drive E, Jacksonville, FL 32244
Area067-Collins Rd/Argyle/Oakleaf Plantation (Duval)
SubdivisionArgyle Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32244
Lot Size10,454.4 sq ft
Parcel Number0164633186

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesEat-in Kitchen, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LaundryElectric Dryer Hookup, Gas Dryer Hookup

Exterior

FencingFull

Additional Information

Date ListedAugust 27, 2026
Days on Market285
HOA Fees$124.13 / Quarterly
HOA FrequencyQuarterly
Tax Amount$4,465.24
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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