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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Sep 25, 2026·114 days on market·Recent sales in Over 55 & Active Adult

1533 Josie Lane

Jacksonville, FL 32218

$395,990sold priceListed at $385,990 · 102.6% of asking$204/sqftMLS# 2145061
4
Beds
3
Baths
1,943
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $88/mo6,098 sqft lotSingle Family Residence1 storyNew construction

About this home

Jacksonville

Under Construction- Ready July 2026! Newly Built Home, never lived in! Discover the Trevi II HB by Lennar Homes -a spacious 4-bedroom, 3-bath design with a 2-car garage. This home includes Everything's Included features such as 42'' white cabinets with quartz countertops, Frigidaire stainless steel appliances including range, dishwasher, microwave and refrigerator, and ceramic wood plank tile flooring in the main living areas extended into dining and hallways. Additional highlights include quartz vanities, window blinds throughout, a screened lanai and a full sprinkler system. Backed up with one year builder warranty. This area offers an ideal mix of affordability, convenience, and lifestyle. Residents enjoy spacious homes in a welcoming community setting. The location provides access to good schools, nearby shopping, healthcare, and easy routes to Jacksonville International Airport. (Conditions may apply)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,193
Property taxesest. at asking price, Duval County$647
HOAbilled quarterly$88
Estimated total, before insurance$2,928/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$976/yr · $81/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$395,990
$79,198
Loan Term
Monthly Payment
$2,193
Principal & Interest: $2,193
Property taxes (est.): $647
Insurance (est.): $264
Estimated Total Monthly
$3,104
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Public water (record)

Municipal drinking water per the county inventory.

Source: Florida DOH Water Management Inventory (public record).

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $976/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 28, 2026Closed$385,990
  • Sep 8, 2026Pending$385,990
  • Aug 25, 2026Price change$385,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $192/sq ft; this home is listed at $199/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1432 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCSep 2026$397,990$1764/2.52,257760
1534 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCSep 2026$404,990$1724/2.52,360330
1539 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCSep 2026$404,000$1924/22,106790
1545 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCAug 2026$380,000$1964/31,943350
1558 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCAug 2026$352,990$2073/21,703970
1546 Josie Lane, Jacksonville, FL 32218Listed by LENNAR REALTY INCAug 2026$389,985$1854/22,106640

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$385,990
Price / Sq Ft$199
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,943
Acres0.14 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryDinsmore
MiddleJean Ribault
HighJean Ribault

Community Information

Address1533 Josie Lane, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionSeaton Creek Reserve
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size6,098.4 sq ft
Lot Dimensions40 X 120
Parcel Number0196002625
ZoningPUD

Amenities

AmenitiesPool, Trash
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener
ViewPond, Water

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchFront Porch, Patio, Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedAugust 25, 2026
Days on Market114
HOA Fees$264 / Quarterly
HOA FrequencyQuarterly
Tax Amount$975.77
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LENNAR REALTY INC

Sold by: KELLER WILLIAMS ST JOHNS (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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