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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jul 20, 2026·27 days on market·Recent sales in Jacksonville

12570 Long Lake Court

Jacksonville, FL 32225

$435,000sold priceListed at $434,999 · 100% of asking$240/sqftMLS# 2144491
4
Beds
2
Baths
1,809
Sq Ft
1993
Built
2
Garage
No
Pool
HOA $29/mo10,019 sqft lotSingle Family Residence1 story

About this home

Jacksonville

12570 Long Lake Court is a renovated 4-bedroom, 2-bath split-level home with the expensive work already handled and the finishes done right. Vaulted ceilings, natural light, new knockdown ceilings, and premium 22 mil LifeProof LVP flooring give the main living areas a clean, open feel centered around a fireplace. The kitchen has been fully updated with white shaker cabinets, butcher block countertops, stainless steel appliances, and brushed gold hardware. Both bathrooms were completely renovated with emerald subway tile, new showers, new vanities, and updated fixtures. The primary suite offers his-and-her walk-in closets, a double vanity, and an oversized walk-in shower. Major upgrades include a new roof, new HVAC with all-new ductwork, updated plumbing, and updated electrical. Outside, the home features a fenced backyard, patio, and dedicated boat/RV parking. Clean, updated, and move-in ready -- with the major systems already done.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,409
Property taxesest. at asking price, Duval County$710
HOAbilled annually$29
Estimated total, before insurance$3,149/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,769/yr · $481/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$435,000
$87,000
Loan Term
Monthly Payment
$2,409
Principal & Interest: $2,409
Property taxes (est.): $710
Insurance (est.): $290
Estimated Total Monthly
$3,410
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,710 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$310,527$301,191—
2024$298,368$273,810▲ $2,580
2023$305,438$248,919▲ $25,000
2022$270,921$226,290▲ $29,827
2021$205,719$205,719—
2020$198,432$196,638▲ $19,563

2025 property taxes (current owner): $5,769/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 21, 2026Closed$434,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $251/sq ft; this home is listed at $240/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
930 Arkenstone Drive, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$415,000$2914/21,425130.3
545 Oneida Court, Jacksonville, FL 32225Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$385,000$2514/21,532690.4
374 Hickory Hollow Drive N, Jacksonville, FL 32225Listed by DJ & LINDSEY REAL ESTATESep 2026$356,000$2434/21,4681320.7
13130 Everett Court E, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$340,000$2283/21,488180.7
13020 Medford Lane, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$349,000$2383/21,464280.8
13353 Dijon Drive E, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$440,000$2783/21,584580.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$434,999
Price / Sq Ft$240
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,809
Acres0.23 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address12570 Long Lake Court, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionSterling Ridge
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size10,018.8 sq ft
Parcel Number1622000505

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, RV Access/Parking
ViewOther

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories1
LaundryIn Unit

Exterior

Exterior FeaturesOther
Lot DescriptionCul-De-Sac
Patio / PorchFront Porch, Patio
FencingBack Yard, Full
RoofShingle
ConstructionBrick, Frame

Additional Information

Date ListedJune 2, 2026
Days on Market27
HOA Fees$350 / Annually
HOA FrequencyAnnually
Tax Amount$5,768.7
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ONE REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 20, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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