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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·107 days on market

3713 Cedar Point Road

Jacksonville, FL 32226

$769,000Est. $3,949/moMLS# 2143826
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool

About this home

Jacksonville

Great opportunity with potential development property on 2+ high & dry acres in a high growth area of NE Jacksonville. Commercial & residential development is still exploding in this area. Property is zoned RR-ACRE but City of Jacksonville has shown great flexibility in approvals of PUD's & MDP's for commerical &/or residential developments. This property is recently cleared & could possibly hold up to 16 to 20 townhouses if a Buyer gets proper rezoning, or it could be great for Commercial development. One of the best things about this property is that it already has a new traffic light with signalization that serves four directions. It was designed to service a new access road solely onto this property that further indicates the City/County anticipated a commercial or residential development on this property. This property is just minutes from a new Publix Shopping Center, Walgreens, & is not far from River City Marketplace JAX Airport, JAXPORT facilities, & major interstate highways.

Cost to own

Mortgage calculator

$769,000
$153,800
Loan Term
Monthly Payment
$3,949
Principal & Interest: $3,949
Property taxes (est.): $1,256
Insurance (est.): $513
Estimated Total Monthly
$5,718
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,949
Property taxesest. at asking price, Duval County$1,256
Estimated total, before insurance$5,205/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,203/yr · $184/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$145,348$82,298
2024$116,398$74,817
2023$143,659$68,016
2022$114,753$61,833 $15,285
2021$94,807$56,212 $4,140
2020$90,172$51,102

2025 property taxes (current owner): $2,203/yr

Estimated taxes if purchased at asking price: ~$15,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,671 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 6, 2026Listed$769,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$769,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres2.05 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address3713 Cedar Point Road, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionCedar Point Rd
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Size89,298 sq ft
Parcel Number1065970000
ZoningRezone Possible

Amenities

UtilitiesElectricity Available, Sewer Available, Water Available
Water SourcePublic

Exterior

Lot DescriptionCleared, Many Trees
FencingFenced, Wood
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedMay 6, 2026
Days on Market24
Tax Amount$2,203.19
Tax Year2025
Listing TermsCash, Conventional, USDA Loan
55+ CommunityNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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