This home is in Jacksonville.
Active·117 days on market
8048 Kilkelly Lane S
Jacksonville, FL 32244
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Tucked away on a quiet cul-de-sac in Ortega Bluff, this 4-bedroom, 2-bath home offers space, privacy, and thoughtful updates on a generous 0.30-acre lot. Featuring a new roof, new fence, and termite bond protection, this home provides peace of mind from day one. Inside, you'll find 1,950 sq ft of comfortable living with updated flooring in primary bathroom and freshly painted bathroom. The layout offers both functionality and flow, perfect for everyday living. Step outside to a spacious backyard with room to create your own outdoor retreat. Conveniently located just minutes from NAS Jacksonville, shopping, dining, and daily essentials, this home blends neighborhood living with easy access to everything you need.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,659 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $348,000 in September 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $260,216 | $209,494 | — |
| 2024 | $261,155 | $211,155 | ▲ $8,675 |
| 2023 | $262,280 | $262,280 | — |
| 2022 | $225,542 | $110,988 | — |
| 2021 | $184,142 | $106,154 | — |
| 2020 | $171,099 | $103,929 | ▲ $15,590 |
2025 property taxes (current owner): $4,246/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 29, 2026Price change$379,900−$19,100
- Jun 16, 2026Listed$399,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $180/sq ft; this home is listed at $195/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 7920 Vivera Court, Jacksonville, FL 32244Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $385,000 | $182 | 3/2 | 2,118 | 23 | 0.4 |
| 5382 Marsala Lane, Jacksonville, FL 32244Listed by EXIT INSPIRED REAL ESTATE | Sep 2026 | $363,000 | $180 | 3/2 | 2,016 | 308 | 0.6 |
| 7403 Wonder Lane, Jacksonville, FL 32244Listed by FLORIDA'S CHOICE REALTY LLC | Aug 2026 | $141,000 | $91 | 3/2 | 1,541 | 3 | 0.9 |
| 7502 Ortega Bluff Parkway, Jacksonville, FL 32244Listed by PIER RIDGE REALTY JACKSONVILLE, LLC. | Aug 2026 | $405,000 | $205 | 4/2 | 1,976 | 20 | 0.9 |
| 7420 Hennessy Road, Jacksonville, FL 32244Listed by MILLER & COMPANY REAL ESTATE | Sep 2026 | $249,900 | $157 | 3/2 | 1,587 | 12 | 1 |
| 7361 Wonder Lane, Jacksonville, FL 32244Listed by ENTERA REALTY LLC | Sep 2026 | $236,000 | $168 | 3/2 | 1,408 | 79 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ZUMOT REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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