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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Aug 13, 2026·61 days on market·Recent sales in Jacksonville

9092 Spindletree Way

Jacksonville, FL 32256

$440,000sold priceListed at $472,500 · 93.1% of asking$249/sqftMLS# 2143182
3
Beds
2
Baths
1,768
Sq Ft
1998
Built
2
Garage
Yes
Pool
HOA $60/mo14,810 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to your private oasis! This beautifully maintained 3-bedroom, 2-bathroom home offers 1,768 square feet of bright, functional living space designed for relaxation and entertaining. Step inside to find an inviting open floor plan featuring a separate dining room perfect for hosting dinner parties. The split-bedroom layout ensures privacy for the large owner's suite, which boasts a spacious walk-in closet. Practicality meets style with a dedicated laundry room and a 2-car garage. The true highlight awaits outdoors. Enjoy the Florida lifestyle in your screened-in, in-ground pool or lounge under the covered patio. The fenced rear yard overlooks a peaceful preserve, offering a serene backdrop. Located in a vibrant community featuring a pool and playground, you'll be just minutes from premier shopping and easy interstate access. This move-in-ready gem perfectly combines comfort, convenience, and a vacation-at-home lifestyle! Take a look today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,437
Property taxesest. at asking price, Duval County$718
HOAbilled annually$60
Estimated total, before insurance$3,216/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,255/yr · $688/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$440,000
$88,000
Loan Term
Monthly Payment
$2,437
Principal & Interest: $2,437
Property taxes (est.): $718
Insurance (est.): $293
Estimated Total Monthly
$3,449
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,642 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $520,000 in May 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$444,696$444,696—
2024$410,000$410,000▼ $1,169
2023$423,700$423,700—
2022$339,041$219,358▼ $4,611
2021$269,534$211,513—
2020$263,469$207,903▲ $5,000

2025 property taxes (current owner): $8,255/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 13, 2026Closed$472,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $218/sq ft; this home is listed at $267/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8875 Timberjack Lane, Jacksonville, FL 32256Listed by ROUND TABLE REALTYAug 2026$428,000$2483/21,72590.5
10165 Fawn Lake Court, Jacksonville, FL 32256Listed by WATSON REALTY CORPSep 2026$355,000$1903/21,867661.1
7699 Fawn Lake Drive S, Jacksonville, FL 32256Listed by JPAR CITY AND BEACHAug 2026$369,900$2094/21,771231.1
6151 Grayling Drive, Jacksonville, FL 32256Listed by COMPASS FLORIDA LLCOct 2026$510,000$2274/2.52,244121.8
5381 Heronview Court, Jacksonville, FL 32257Listed by HERRON REAL ESTATE LLCAug 2026$468,000$2185/22,143301.9
11051 Sky Lark Drive, Jacksonville, FL 32257Listed by FIVE STAR REALTY SERVICES, INCSep 2026$360,000$1873/21,9301252

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$472,500
Price / Sq Ft$267
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,768
Acres0.34 acres
Year Built1998
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Screen Enclosure
Is WaterfrontNo

Community Information

Address9092 Spindletree Way, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionTimberlin Parc
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size14,810.4 sq ft
Parcel Number1492082660

Amenities

AmenitiesPool, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Split Bedrooms
AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Screened
FencingBack Yard
RoofShingle
ConstructionFrame

Additional Information

Date ListedMay 2, 2026
Days on Market61
HOA Fees$725 / Annually
HOA FrequencyAnnually
HOA NameBCM Services
Tax Amount$8,255.44
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ALLISON JAMES ESTATES AND HOMES FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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