This home is in Jacksonville.
$388,000Pending4 bd · 2 ba · 1,810 sq ft
Pending·200 days on market
12339 Clapboard Bluff Trail
Jacksonville, FL 32226
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Priced to Sell! Turnkey 4-Bedroom Home in Desirable Pulte Community w/Water Access! Welcome home to this beautifully maintained, move-in-ready four-bedroom residence nestled in a newer Pulte-built community-peacefully tucked away from the hustle & bustle, yet conveniently located near everything Jacksonville has to offer. Just minutes from Jacksonville International Airport, River City Marketplace, Blount Island, NS Mayport, NAS Jacksonville, JAXPORT, the cruise terminal, and easy access to I-295 and I-95. Enjoy a low-maintenance yard that frees up your time for outdoor living. Kayak enthusiasts will love the private community launch on Clapboard Creek, along w/amenities including a large playground, scenic walking trails, & tranquil ponds throughout. Step outside to an extended screened porch featuring river rock epoxy flooring & charming flower boxes along a vinyl privacy fence-perfect for relaxing or entertaining. Inside, the home boasts luxury vinyl plank
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,741 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Bluffs Scenic Trail, Big Talbot Island State Parkabout 6 mi · 35 parking spaces
Closest park or preserve
Pumpkin Hill Creek Preserve State Parkabout 3 mi · 7.9 mi of trails
Closest public boat ramp
Palms Fish Camp Public Rampabout 4 mi · St. Johns River - Clapboard Creek
Closest kayak & paddleboard launch
Pumpkin Hill Creek Preserve State Park Canoe / Kayak Launchabout 4 mi · Pumpkin Hill Creek
Closest youth league fields
William F. Sheffield Regional Parkabout 1 mi · Baseball, Football, Softball
Closest grocery store
Publixabout 2 mi · 12541 Yellow Bluff Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $394,500 in November 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $328,931 | $274,065 | — |
| 2024 | $315,634 | $265,634 | ▲ $5,998 |
| 2023 | $307,548 | $307,548 | ▲ $10,545 |
| 2022 | $65,000 | $63,532 | — |
2025 property taxes (current owner): $5,409/yr
Estimated taxes if purchased at asking price: ~$7,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 6, 2026Pending$388,000
- Sep 3, 2026Active Under Contract$388,000
- Aug 25, 2026Price change$388,000−$22,000
- Jul 27, 2026Price change$410,000−$7,500
- Apr 24, 2026Listed$417,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $184/sq ft; this home is listed at $214/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12264 Sacha Road, Jacksonville, FL 32226Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $324,232 | $171 | 4/2 | 1,895 | 298 | 0.7 |
| 5311 Clapboard Cove Court, Jacksonville, FL 32226Listed by MOMENTUM REALTY | Jun 2026 | $470,000 | $254 | 3/2 | 1,854 | 175 | 0.9 |
| 12598 Pine Marsh Way, Jacksonville, FL 32226Listed by FIRST COAST HEROES REAL ESTATE LLC | Jun 2026 | $385,000 | $216 | 3/2 | 1,786 | 19 | 1.1 |
| 12130 Rouen Cove Drive, Jacksonville, FL 32226Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $369,900 | $184 | 3/2 | 2,008 | 4 | 1.4 |
| 3824 Hammock Bluff Drive, Jacksonville, FL 32226Listed by LIST NOW REALTY | May 2026 | $405,000 | $184 | 4/2.5 | 2,205 | 22 | 1.4 |
| 12573 Ayrshire Street, Jacksonville, FL 32226Listed by RE/MAX SPECIALISTS | Jul 2026 | $325,000 | $184 | 3/2 | 1,764 | 5 | 1.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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