This home is in Jax Beach Park, Neptune Beach — a home near Duncan U. Fletcher High School.
Sold·Closed Jun 1, 2026·14 days on market·Recent sales in Jax Beach Park·Jax Beach Park
401 Margaret Street
Neptune Beach, FL 32266
6 more homes for sale in Jax Beach Park →Search Jax Beach Park on the map
About this home
Jax Beach Park
Just 2 blocks to the ocean, this charming 3-bed, 2-bath + Lg Flex room home in Neptune Beach blends coastal living with thoughtful updates. Fully rebuilt from the studs in 2012, it now lives like a modern beach retreat. A wraparound front porch sets the tone, perfect for coffee or evening breezes. Downstairs plank tile flooring w/ wide stairs lead to an upstairs landing with an indoor laundry area & laminate flooring. The 3 bedrooms are upstairs. The large primary offers an oversized walk-in closet. Efficient E-glass windows & detailed wood moldings throughout. Updated systems: Spray foam attic, 2 new AC's (2024), tankless water heater (2024), roof (2018)-make this home move-in ready. A shared driveway easement provides access. The City has emailed the option to build an 18'-wide garage behind the home. With top A-rated schools nearby and the beach just blocks away, you can walk or bike to almost everything. Beaches Town Center and Jax Beach offer endless dining, shopping & relaxation
Next steps in Jax Beach Park
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — 2018 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,798 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $568,296 | $567,332 | — |
| 2024 | $515,757 | $515,757 | — |
| 2023 | $529,601 | $487,449 | — |
| 2022 | $475,922 | $443,136 | — |
| 2021 | $432,879 | $402,851 | — |
| 2020 | $366,229 | $366,229 | — |
Estimated taxes if purchased at asking price: ~$15,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $561/sq ft; this home is listed at $483/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 416 Hopkins Street, Neptune Beach, FL 32266Listed by PREMIER REAL ESTATE | Sep 2026 | $876,000 | $561 | 4/2.5 | 1,562 | 47 | 0 |
| 1800 First Street, Neptune Beach, FL 32266Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $990,000 | $867 | 2/1.5 | 1,142 | 1 | 0.2 |
| 524 16th Avenue N, Jacksonville Beach, FL 32250Listed by 1 PERCENT LISTS FIRST COAST | Sep 2026 | $735,000 | $460 | 4/3 | 1,598 | 8 | 0.4 |
| 545 South Street, Neptune Beach, FL 32266Listed by HOVER GIRL PROPERTIES | Aug 2026 | $1,450,000 | $742 | 4/2.5 | 1,953 | 33 | 0.4 |
| 942 16th Avenue N, Jacksonville Beach, FL 32250Listed by YOUR PROPERTY REALTY LLC | Aug 2026 | $668,000 | $402 | 4/2.5 | 1,662 | 7 | 0.5 |
| 502 13th Avenue N, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Aug 2026 | $540,000 | $266 | 4/2 | 2,031 | 5 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HOUSE & HAVEN
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Jax Beach Park
Jax Beach Park is a neighborhood in Neptune Beach, FL (Duval County), ZIP 32266.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines